Duely – Bill & Card Tracker

Duely helps you track every credit card bill, due date, and payment — all in one place, with everything encrypted on your device. If you use multiple credit cards across different banks and payment apps to maximise cashback rewards, you already know the problem: no single app shows your real outstanding balance. Your bank app shows one card. Your UPI app shows transactions. Your other bank's app shows another card. You're doing mental math and still missing due dates. Duely fixes this in 10 seconds per entry. ────────────────────────────── HOW IT WORKS ────────────────────────────── 1. Add your cards — just the card name and billing date. No card numbers, no bank login, no permissions needed. 2. When your statement arrives, log the billed amount. Takes 10 seconds. 3. Pay via UPI, net banking, or any app you prefer for the best cashback. 4. Mark the payment in Duely. Your outstanding balance updates instantly. ────────────────────────────── KEY FEATURES ────────────────────────────── ★ Credit Card Bill Tracker Track billing cycles, due dates, and outstanding balances across all your credit cards in a single unified dashboard. ★ Payment Reminders Get smart push notifications before your due dates — overdue alerts, due-soon reminders, statement-ready prompts, and payment streak celebrations. Set quiet hours so you're never disturbed at night. ★ Partial Payment Support Paid a part of your bill? Log it. Duely tracks your remaining outstanding balance accurately until the account is fully cleared. ★ Utility Bill Tracker Electricity, broadband, DTH, gas — bills that don't arrive every month. Duely supports custom billing frequencies so you can track everything in one place. ★ Monthly Reports & Spending Insights View monthly totals, card-wise spending breakdowns, and full payment history. Export your data to Excel anytime. ★ AES-256 Encryption — Zero Knowledge Your vault is encrypted on your device before it ever reaches our servers. We cannot read your card names, bill amounts, or payment notes. Not even during a data breach. ★ Biometric & PIN Unlock Unlock your vault with fingerprint or face unlock. Your data stays locked even if someone picks up your phone. ★ Encrypted Backup & Restore Export your encrypted vault as a .duely file to Google Drive or any cloud storage. Restore it on any device. Your data is fully portable. ★ Cross-Device Sync Your encrypted vault syncs across your phone and laptop automatically. Always up to date, always private. ★ Multi-Currency Support Supports INR, USD, EUR, GBP, AED, SGD, CAD, AUD, and JPY. ────────────────────────────── PRIVACY — THE SHORT VERSION ────────────────────────────── → No bank integration. No SMS scraping. No screen reading. → You type the numbers. We store encrypted blobs. → No ads. No subscriptions. Free to use. ────────────────────────────── PERFECT FOR ────────────────────────────── - Anyone managing 2+ credit cards across different banks - Users who chase cashback with multiple cards and need one clear view - People who have missed a credit card due date even once - Anyone who wants a bill reminder app that doesn't read their messages Download Duely and never miss a credit card due date again.