App Intel
512

Lenda Pay by Direct Lending

LiveDirect Lending1 app · 39.5K installsFinanceFreedirectlending.bnpl.mobile

Shariah Compliant BNPL — Car repair, car takaful, medical (clinic, dental, etc).

Alert me★ WatchOpen in Play ↗
Total installs
39,548
exact · Play shows 10,000+
Installs / day
0
since last crawl
Rating
—★
— ratings · — reviews
Released
—
—
Last update
9 Oct 2026
v1.8.2 · 3d ago
Countries
0/1
live · checked 1d ago

Install history

exact counter from Google Play
38.6K41.5K44.3K47.2K50K11 Oct12 Oct12 Oct
38.6K41.5K44.3K47.2K50K11 Oct12 Oct12 Oct

Installs per day · last 90 days

Not enough history yet — check back tomorrow

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0
United States

Top countries

estimate · charts of 12 Oct

Most downloads likely come from 🇲🇾 Malaysia (~100%).

  1. Malaysia100%#60 Top free · Finance

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 12 Oct
ChartCountryRankChange
Trending · Finance MY#41▼ 14
Top free · Finance MY#60▼ 4

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • No data shared with third parties
  • Collects data Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

18 in 6 groups
8 Sensitive4 Notable6 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Know your exact location using GPS, Wi-Fi and mobile networks
  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
  • Read photos, videos, and other files saved in your phone's shared storage
  • Add, change or delete photos, videos and other files in your phone's storage
LocationSensitive2

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
  • Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION
Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
StorageSensitive2

Access to files, photos and media saved on your phone's storage

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
OtherNotable10

Access to miscellaneous device features that don't fit other categories

  • Use NFC to talk with tags, cards and readers held close to your phonecontrol Near Field Communication · NFC
  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Bring apps to the front or send them to the backgroundreorder running apps · REORDER_TASKS
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Make your phone vibratecontrol vibration · VIBRATE
  • Check with Google Play that you got this app legitimatelyGoogle Play license check · com.android.vending.CHECK_LICENSE
  • Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Screenshot 1 Download
Screenshot 2 Download
Screenshot 3 Download
Screenshot 4 Download
Full description
Bila Perlu, Lenda Bayar Dulu. Car broke down? Need medical treatment? Don't worry. With Lenda Pay by Direct Lending, you can get the services you need now and pay in easy monthly instalments. Lenda Pay by Direct Lending is a Shariah-compliant BNPL (Buy Now, Pay Later) app built for real needs. We help Malaysians manage essential expenses with flexible instalments up to 12 months at over 3,000 partner merchants nationwide. [WHAT CAN YOU PAY LATER FOR?] Car Servicing & Repairs — Car service, tyre change, engine repair and more at workshops near you. Vehicle Takaful — Renew your vehicle takaful and pay in monthly instalments. Medical & Health — Treatment at hospitals, clinics, dental clinics and pharmacies. Your health should not wait. [WHY LENDA PAY?] Built for Real Needs: We focus on essential spending: car repairs, medical bills and takaful. The things that matter most in your daily life. Real Human Support: Talk to a real person during working hours. We treat every customer like a friend, not just a number. Shariah-Compliant: Certified by Amanie Advisors. Approved in 30 Minutes: Register with your WhatsApp number, verify your identity, fill in information and get approved within 30 minutes during working hours. 100% Online. 3,000+ Partner Merchants: Car workshops, takaful merchants, clinics and more across Malaysia. Flexible Instalments: Choose 3, 6, 9 or 12 months. Scan & Pay: Scan QR codes at partner merchants for instant payment. Clear Pricing: Profit rates shown upfront. No hidden fees. Every ringgit accounted for. [HOW TO GET STARTED] 1. Download and open the Lenda Pay by Direct Lending app 2. Register with your WhatsApp number 3. Verify your identity & fill in information 4. Get approved within 30 minutes during working hour after submitting full documents 5. Scan QR at partner merchants — pay later for what matters Need help? Our friendly team is ready to help during working hours. We're real people, not chatbots. Lenda Pay by Direct Lending — because every hardworking Malaysian deserves fair and affordable financing. Yang penting, settle dulu. Website: https://www.directlending.com.my Privacy Policy: https://www.directlending.com.my/privacy-policy/

What's new

• Feature Enhancement

Growing in Finance

Category →