Shonchoy: Expense Tracker

Stop guessing where your money went — Shonchoy is a private, offline-first expense tracker built for speed, clarity, and zero compromise on your data. Whether you're tracking daily chai, splitting rent, or planning a vacation fund, Shonchoy handles it without sending your data anywhere unless you say so. WHY SHONCHOY • 100% offline by default — no account, no login, no tracking. Everything lives on your device. • Privacy-first. Optional Google Drive backup stays in YOUR Drive, encrypted in transit. Disconnect & delete any time. • Built for speed — open the app, log an expense in under 3 seconds. • Beautifully designed with Material 3, light & dark themes, and a cheerful raccoon mascot that roasts you (gently) when you overspend. 3-TAP EXPENSE ENTRY • Type amount → tap category → done. That's it. • Smart category sorting: your top 3 categories float to the top. • Built-in calculator: type "100+20%" in the amount field — it evaluates to 120. • Swipe right for notes, swipe left to edit or delete. ACCOUNTS • Cash, Debit, Credit Card, Mobile Wallet, PayPal — track them all. • Live balances computed from your transactions. • Credit cards: statement balance, minimum payment, due day, recurring fees, and interest schedules. • Net worth dashboard shows total assets minus liabilities. BUDGETS • Set a monthly budget and category-level limits. • Daily, weekly, monthly, or yearly budget periods. • Optional rollover — unused budget carries to next period, with a cap if you want one. • Traffic-light progress: safe / caution / danger. SAVINGS GOALS • Multiple named goals: vacation, emergency fund, new laptop. • Deposit and withdraw with a full activity log. • Visual progress bars that fill up as you get closer. SUBSCRIPTIONS • Track Netflix, Spotify, gym, cloud storage — any recurring bill. • Custom cycles: every N days, weeks, months, or years. • Trial support, auto-record, and renewal reminders. • Paused vs. cancelled lifecycle. BILL SPLITTER • Split bills equal, by percentage, custom amount, or shares. • Multiple payers supported. • Smart settlement algorithm minimizes the number of payments needed to settle up. • "You" is implicit — no manual entry for yourself. DEBTS • Track money lent to friends and money borrowed. • Partial payment history with notes. • Due-soon alerts when repayments are within 3 days. BANK SMS IMPORT • Share any banking SMS to Shonchoy via the system share sheet. • Auto-parses amount, merchant, and category. No SMS reading permission required — Shonchoy never reads your inbox in the background. • You confirm before anything is saved. STATISTICS & INSIGHTS • Per-category spending breakdowns with daily charts. • Monthly trends, averages, and top merchants (Pro). • Export to PDF or CSV anytime. SECURITY • 4-digit PIN with salted SHA-256 hash. • Biometric unlock (fingerprint / Face ID). • Escalating backoff after failed PIN attempts. • PIN hash stored in secure enclave, not in app database. CUSTOMIZATION • 4 themes: Fresh Teal, Midnight Ocean, Cozy Walnut, Iris Lavender. Light & dark variants for each. • Custom categories with icon + color picker. • 30+ currencies with locale-aware formatting. • Tablet-optimized layouts — works great on phones, foldables, and tablets. SHONCHOY PRO (ONE-TIME PURCHASE) Unlock unlimited accounts, savings goals, subscriptions, themes, cloud backup, and advanced statistics. Pay once, use forever. No subscriptions. No recurring fees. No ads. SUPPORT & COMMUNITY GitHub: github.com/Ahnaf181419/Expense-Tracker Privacy Policy: ahnaf181419.github.io/Shonchoy/privacy-policy.html Shonchoy — your money, your data, your rules. 🦝