Zylos: A Smart Finance Tracker

Take command of your personal finances with Zylos — the elegant, privacy-first personal finance manager, expense tracker, and wealth planner built for complete financial control. Zylos combines intuitive expense tracking, automated on-device statement parsing, multi-sheet Excel and PDF exports, and real-time net worth tracking into one clean app. Whether logging daily spending or growing wealth, Zylos delivers total clarity. ✨ Why Choose Zylos? 🔒 100% Private & Local-First Storage Your financial data belongs exclusively to you. Zylos operates with strict on-device privacy — storing your records locally in a secure offline database. • No mandatory account creation or sign-up — start tracking instantly. • Zero data mining, zero ad tracking, and no external servers reading your logs. • 100% offline functionality — no internet connection required. • Complete peace of mind: your records never leave your device. 🏦 Automated PDF Bank Statement Importer Eliminate tedious manual entry. Zylos features an intelligent on-device PDF engine that parses bank and credit card statements in seconds. • Built-in parsers for major banks and card issuers. • Smart layout recognition handles varied statement formats seamlessly. • Extracts dates, amounts, notes, and balances automatically. • Smart filters strip out messy UPI reference IDs and duplicate entries. • Supports Excel spreadsheet imports up to 100,000 rows. • 100% on-device processing — statements never leave your phone. 📄 Professional Excel & PDF Financial Reports Keep your financial records, accountants, and personal archives organized: • Multi-Sheet Excel (.xlsx): Color-coded tabs, executive KPI summaries, category totals, and transaction ledgers. • Executive PDF Statements: Crisp annual summaries, quarterly breakdowns (Q1–Q4), and category charts for total financial visibility. • Custom Filtering: Filter by date range, income/expense type, or category. 📊 Intelligent Expense Tracking & Budgeting • Quick-Log: Record income, expenses, and transfers in seconds. • Category Budgets: Set monthly spending limits with proactive alerts. • Budget Rollover: Copy previous monthly budgets with a single tap. • Interactive Heatmaps: Calendar heatmaps highlight high-spending days. • Visual Analytics: Tap chart segments to inspect underlying transactions. • Transaction Bin: Built-in soft-delete restores deleted records anytime. 🎯 Wealth Management & Net Worth Tracker • Track cash, bank accounts, assets, liabilities, and investments for real Net Worth. • Financial Health Index (FHI): Evaluates Savings Rate, Compliance, and Stability. • Saving Goals: Set targets and deadlines for emergency funds or travel. • Surplus Allocation: Automatically allocate monthly cash surpluses to goals. • Interactive 12-month trajectory curves with touch scrubbing. 🌍 Multi-Currency & Global Compatibility Track accounts in INR (₹), USD ($), EUR (€), GBP (£), JPY (¥), AED (د.إ), SAR (ر.س), CAD (C$), AUD (A$), SGD (S$), and more with instant currency switching. 💡 Daily Mindset, Reminders & Cloud Sync • Morning Motivation (8:00 AM): Inspiring quotes from top investors. • Evening Reminder (8:00 PM): Gentle prompts so no daily expense is forgotten. • Sunday Rewind: Weekly savings summaries and monthly audits on your device. • Google Drive Backup: Safely backup and restore with two-way sync. • Reliable Scheduling: Guaranteed alarm delivery across phone reboots. 🎨 Personalization & Modern Design • Material 3 Design with Light, Dark, and true AMOLED Pitch Black themes. • Customizable Dashboard: Toggle balance cards, stats, and charts. 🌟 Perfect For: ✔ Working Professionals managing monthly budgets and salary savings. ✔ Freelancers & Creators tracking multi-currency income and expenses. ✔ Families monitoring household spending and building emergency funds. ✔ Wealth Builders seeking clear visibility into net worth and cash flow. Download Zylos today and master your personal finances with complete privacy!