KaunPay: Expense & Bill Split

KaunPay keeps your spending in order and your friendships intact. Record every expense, split shared bills with friends, see exactly who owes whom, and settle up — all in one calm, beautifully designed app. Bhai, tu payment karega? Now you never have to ask twice. EXPENSE TRACKING • Log every expense with date, amount, account, payment mode, tag and purpose • A monthly overview of what you spent, earned, owe and are owed • A daily spending chart, plus breakdowns by tag, payment mode and account • Search and filter by period, tag, account, mode or type • Your own accounts for bank, cards, wallets and cash, and tags you can customise BANK SMS AUTO-IMPORT (ANDROID, OPTIONAL) • Turn it on and KaunPay adds debit and credit alerts from your bank, cards and UPI as expenses • Messages are read on your phone using fixed rules — no AI, and the text of your messages is never uploaded • Only the amount, date, merchant, payment mode and last digits of the account are saved • OTPs, offers and personal messages are ignored, and you can switch it off at any time • Prefer to do it yourself? Paste a bank message and KaunPay fills in the expense for you SPLIT BILLS WITH FRIENDS AND GROUPS • Groups for trips, homes, couples, friends and work • Split equally, by exact amounts, by percentage or by shares — calculated to the paisa • Add friends by email; people without the app can be added as guests • Invite friends to a group with a simple code WHO OWES WHOM • Clear balances with every friend, across every group • Simplify debts into the fewest possible payments • A complete activity history for each group PAYMENT REMINDERS • Send a friendly reminder in the app or by email • Share a ready-written reminder through WhatsApp or any messaging app • Built-in limits keep reminders polite SETTLE UP • Record cash, UPI, bank or card payments and watch balances return to zero • Pay a friend in one tap with your own UPI app once they have added a UPI ID • KaunPay does not hold or move money — payments happen in your UPI or banking app YOUR DATA, YOUR CONTROL • Export your expenses as CSV, or a full backup, at any time • Import from a spreadsheet or bank statement; duplicates are skipped automatically • No ads, and your data is never sold • Delete your account from within the app whenever you like ALSO ON THE WEB Use the same account at zygonich.com/kaunpay on any computer. Questions or feedback? Write to [email protected].