Mali — Personal Wealth & Zakat

Mali is your sovereign personal wealth manager and smart budget tracker tailored for individuals and modern households across the GCC. Whether you're managing your personal salary as an independent professional or balancing shared finances, Mali gives you absolute financial clarity without complex spreadsheets, cloud tracking, or bank logins. Key Features: 🔒 100% Local-First Privacy (Zero-Cloud) Your financial records, salaries, and transactions never leave your physical device. No bank logins, no cloud tracking, and zero advertising networks. 💰 Multi-Income Cash Flow (Zero Mental Math) Track your primary salary or seamlessly add freelance income, side projects, or partner contributions. Mali automatically balances your cash flow and spending ceiling. 📡 117+ Regional Subscription Radar Uncover forgotten recurring fees! Pre-indexed catalog of regional delivery passes (Jahez, Hungerstation, Talabat), streaming (Shahid, Netflix), AI tools, and fitness memberships. 🌙 Ramadan & Seasonal Expense Calibrator Set aside reserve funds for seasonal expenses like Ramadan, Eid gifting, Back-to-School, and travel without disrupting your monthly savings goals. ⚖️ Automated Shariah Zakat & Nisab Calculator Calculate your annual Zakat with confidence using gold (85g 24K) or silver (595g) benchmarks with deductible liability tracking and instant audit reports. 📊 Audit-Ready Excel & CSV Data Export You own your financial data forever. Export clean, formatted spreadsheets anytime with one tap.