Smart SMS Book

Take complete control of your personal finances with Smart SMS Book—a powerful, privacy-first expense tracker and financial ledger that works completely offline. No manual data entry required. Smart SMS Book automatically parses incoming bank and utility SMS alerts on your device to seamlessly log transaction amounts, dates, and categories. Why choose Smart SMS Book? 🔒 100% PRIVATE & LOCAL Your privacy is our core guarantee. All parsed transaction records, categories, and balances are stored securely in a local database on your physical phone. Your sensitive financial data is never uploaded to cloud servers, never tracked, and never shared. 🤖 SMART AUTOMATION Say goodbye to logging every coffee or utility bill by hand. The app automatically detects and structures messages from your financial institutions into interactive budgets, giving you an overview of your total expenses and income instantly. 📊 INTERACTIVE ANALYTICS & PEAK CHARTS Visualize your spending habits with clean, intuitive cashflow charts. Touch and slide across interactive graphs to spot transaction peaks, track monthly budget limits, and monitor your remaining spending limits. 💸 MULTI-CURRENCY READY Built for the global citizen. Native tracking support allows you to monitor and switch seamlessly between major international currencies, including USD, EUR, GBP, AED, SAR, PKR, and more. 🧾 QUICK MANUAL LOGS & ATTACHMENTS Easily log cash transactions on the fly. You can customize merchant categories, add descriptions, and safely attach receipt photos to keep your financial logs completely verifiable. 📥 EXPORT IN SECONDS Need your data for taxes or budgeting? Easily generate and download encrypted local backups, or export your financial reports directly into clean, readable PDF, Excel, or CSV formats. Simplify your wealth management today with a modern, secure, and fully automated financial ledger that keeps your data where it belongs—with you.