IOU Pro

Manage personal debts between friends and family professionally and without any awkwardness! IOU Pro is a smart productivity app and digital ledger that helps you record, track, and manage personal debts transparently, systematically, and securely. KEY FEATURES OF IOU PRO: 📝 Generate Agreement Documents (PDF) Automatically generate official contract drafts (based on the Contracts Act 1950) complete with borrower details, monetary value in words, and flexible payment terms. ✍️ Remote Signature (Remote Sign) Borrower not around? Share the QR code image and contract draft via WhatsApp. They can review the terms and digitally sign it securely from anywhere. 🔔 Friendly Reminders & Payment Schedules Build flexible, custom installment payment schedules. Send 'Push' notifications or direct reminders to the borrower so no payments are left overdue. ✅ Receipt Verification & Proof of Payment Borrowers can upload images of installment receipts into the system. As the creditor, you have the right to Approve (to deduct the remaining balance) or Reject the receipt with a specific reason. 🔒 High-Level Security (Biometrics) Your data is highly protected! The system is equipped with email verification, OTP login, and biometric protection (Fingerprint / Face ID) whenever you want to access or approve confidential records. ⚠️ IMPORTANT DISCLAIMER: IOU Pro is NOT a money lending app. We DO NOT provide, manage, facilitate, or offer any financial loan services, banking interests, or personal loans. This application is designed strictly as a utility tool, notepad, and digital ledger for the user's personal reference to record existing agreements. No actual real-money transactions occur within this app. Download IOU Pro today and build trust through transparent record-keeping!