NYOMI-Expense & Budget Tracker

NYOMI - Navigate Your Own Money Intelligently NYOMI is India's smartest AI expense tracker that automatically reads your bank SMS and UPI alerts to track every rupee - zero manual entry needed. Whether you use GPay, PhonePe, Paytm, or receive alerts from SBI, HDFC, ICICI, Axis Bank, Kotak Mahindra Bank, Punjab National Bank, or any Indian bank - NYOMI instantly logs and categorizes every transaction as your personal AI money manager. WHY USERS CHOOSE NYOMI AUTOMATIC SMS EXPENSE TRACKING No typing. No scanning receipts. NYOMI reads your bank SMS and UPI transaction alerts to instantly log every expense. Works with all major Indian banks. AI-POWERED SMART CATEGORIZATION Our AI engine automatically sorts spending into Food, Transport, Shopping, Bills, Entertainment, Health, Education, and more. No manual tagging needed. BUDGET PLANNER WITH SMART ALERTS Set monthly budgets per category. Get real-time alerts before you overspend. Our intuitive budget planner helps you save more every month. UPI TRANSACTION TRACKER Automatically track all UPI payments from Google Pay (GPay), PhonePe, Paytm, Amazon Pay, BHIM UPI, WhatsApp Pay, and CRED. DAILY AND MONTHLY EXPENSE REPORTS See exactly where your money goes with visual charts, weekly summaries, and monthly spending breakdowns - all auto-generated. EMI TRACKER AND BILL REMINDERS Track your EMI payments and set bill reminders so you never miss a due date or overpay interest. AI MONEY BUDDY WITH 34+ FINANCIAL INTENTS Chat with your AI financial buddy for budget advice, spending insights, savings tips, and financial goal planning - available 24 hours a day. 100% PRIVATE AND SECURE Your data stays on YOUR device. NYOMI processes SMS locally - nothing is uploaded to any server. Your financial privacy is our priority. WHO IS NYOMI FOR? College students managing monthly budgets Working professionals tracking salary expenses Freelancers monitoring business and personal spending Families managing household budgets together Anyone who wants to save money and spend smarter in India KEY FEATURES AT A GLANCE Automatic expense tracking via bank SMS AI-powered spending categorization Monthly budget planner with alerts Daily, weekly and monthly expense reports UPI, credit card and debit card tracker EMI tracker and bill payment reminders AI chatbot with 34+ financial intents Visual charts and spending insights Works with all Indian banks and UPI apps 100% offline and private - no data selling No ads, no spam, no hidden charges SUPPORTED BANKS AND APPS Banks: SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, Punjab National Bank, Bank of Baroda, Canara Bank, Union Bank, IndusInd Bank, Yes Bank, IDFC First Bank, Federal Bank, and 50+ more Indian banks. UPI Apps: Google Pay (GPay), PhonePe, Paytm, Amazon Pay, BHIM UPI, WhatsApp Pay, CRED, and more. NYOMI is your personal AI money manager. Download now and take control of your finances automatically. Questions or feedback? Email: [email protected]