App Intel

KAWAN

LivePT. WAHANA OTTOMITRA MULTIARTHA TBK2 apps · 442.7K installsFinanceFreecom.wom.kawan_prod

WOM Finance's official financing application

Alert me★ WatchOpen in Play ↗
Total installs
436,458
exact · Play shows 100,000+
Installs / day
+209
7-day avg · last day +209
Rating
—★
— ratings · — reviews
Released
—
—
Last update
18 May 2026
v2.3.2 · 5mo ago
Countries
0/1
live · checked 2d ago

Install history

exact counter from Google Play
436K452K468K484K500K11 Oct12 Oct13 Oct
436K452K468K484K500K11 Oct12 Oct13 Oct

Installs per day · last 90 days

012525037550012 Oct13 Oct13 Oct

Change timeline

Full history

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0
United States

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • Shares data with third parties Device or other IDs
  • Collects data Device or other IDs
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

15 in 6 groups
6 Sensitive3 Notable6 Routine

What this app can do with your phone

  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
  • Read photos, videos, and other files saved in your phone's shared storage
  • Add, change or delete photos, videos and other files in your phone's storage
Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
StorageSensitive2

Access to files, photos and media saved on your phone's storage

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherNotable8

Access to miscellaneous device features that don't fit other categories

  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Download files in the background without showing you a download notificationdownload files without notification · DOWNLOAD_WITHOUT_NOTIFICATION
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Make your phone vibratecontrol vibration · VIBRATE
  • Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
KAWAN - Aplikasi pembiayaan yang dapat memudahkan kamu mengakses layanan WOM Finance DI MANA PUN DAN KAPAN PUN. Aplikasi KAWAN, dimiliki dan dikelola oleh PT Wahana Ottomitra Multiartha Tbk (“WOM Finance”) yang berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK). FITUR APLIKASI: 1. Kantor Cabang WOM Finance Terdekat 2. Simulasi Pembiayaan 3. Pengajuan Pembiayaan 4. Pembayaran Angsuran 5. Tracking Aplikasi 6. Promo Terbaru PRODUK DAN LAYANAN 1. Motorku: Pembiayaan multiguna dengan jaminan BPKB Motor Jangka waktu 11 - 36 bulan Minimum pinjaman Rp 2.000.000 Suku bunga maksimum (APR) 28% per tahun Biaya administrasi Rp 625.000 - Rp 1.325.000 Asuransi Kendaraan 0,67% - 1,80% Contoh Perhitungan: Untuk pinjaman Rp 3.000.000 dengan jangka waktu 12 bulan, biaya yang dikenakan sbb: a. Biaya Admin: Rp 775.000 b. Asuransi Kendaraan: Rp 10.000.000 * 1,80% = Rp 180.000 c. Asuransi Jiwa: Rp 50.000 d. Suku Bunga bulanan: 24,79%/12 = 2,03% e. Total Pengembalian dana: Rp 3.000.000 + Rp 775.000 + Rp 180.000 + Rp 50.000 = Rp 4.005.000 f. Jumlah Pembayaran bulanan: Rp 4.005.000/12 +Rp 4.005.000*2,03% = Rp 417.000 2. MobilKu: Pembiayaan multiguna dengan jaminan BPKB Mobil Jangka waktu 3 - 48 bulan Batas pinjaman Rp 20.000.000 - BMPP (Batas Maksimum Pemberian Pinjaman) Suku bunga maksimum (APR) 21.04% per tahun Biaya administrasi Rp 1.700.000 - Rp 3.000.000 Asuransi Kendaraan : 0,20% - 3,83% Biaya Provisi 2% - 5,75% Contoh Perhitungan: Untuk harga kendaraan Rp 100.000.000, dengan pinjaman Rp 20.000.000 dengan jangka waktu 12 bulan, biaya yang dikenakan sbb: a. Suku bunga bulanan: 13,47%/12 = 1,12% b. Layanan biaya administrasi: Rp 1.700.000 c. Biaya provisi: Rp 20.000.000*3%= Rp 692.000 d. Biaya Premi Asuransi Kendaraan: Rp 650.000 (Fasilitas TLO) e. Total Pengembalian Dana: Rp 20.000.000 + Rp 1.700.000 + Rp 692.000 + Rp 650.000 = Rp 23.042.000 f. Jumlah Pembayaran Bulanan: Rp 23.042.000/12+Rp 23.042.000*1,12% = Rp 2.180.000 3. Motor Baru: Pembiayaan sepeda motor baru dengan proses mudah dan cepat Nilai pembiayaan: Rp5.000.000 - Rp2.000.000.000 Suku bunga flat per tahun: 24% - 43% Jangka waktu: 12 - 36 bulan Biaya administrasi dan provisi: Rp475.000 - Rp625.000 Contoh Perhitungan: Untuk pengajuan pembiayaan sepeda motor Honda New Beat Sporty dengan OTR 19.060.000, DP 2.400.000, PH 19.060.000-2.400.000 = 16.660.000 jangka waktu 12 bulan, biaya yang dikenakan sbb: a. Suku bunga bulanan:32%/12=2,67% b. Bunga bulanan:Rp 16.660.000*2,67%=Rp 444.822 c. Biaya layanan bulanan:Rp 610.000*2,67%=Rp 50.833 d. Jumlah pembayaran bulanan:Rp16.660.000/12 + Rp16.660.000*2,67%+Rp610.000/12 = Rp1.883.988 e. Total bunga: Rp16.660.000*32%/12* 12= Rp5.331.200 f. Total biaya layanan:Rp610.000 g. Total biaya pengembalian dana: Rp16.660.000+ Rp16.660.000*32%/12*12+ Rp610.000= Rp22.601.200 DATA PRIBADI YANG DIPEROLEH: 1. Data KTP 2. No Telepon 3. Data Penghasilan, 4. Data Kerabat 5. Email 6. Informasi Perangkat PENGUMPULAN DAN PENGGUNAAN DATA PRIBADI: WOM Finance hanya dapat menggunakan Data Pribadi Pengguna untuk tujuan yang telah ditentukan dan yang Pengguna izinkan, atau yang diperbolehkan oleh undang-undang yang berlaku. Tanpa izin Pengguna dan/atau sesuai ketentuan undang-undang yang berlaku, WOM Finance tidak akan menjual, dan/atau membagikan Data Pribadi Pengguna kepada pihak ketiga lainnya. WOM Finance akan menyimpan Data Pribadi Pengguna hanya selama diperlukan atau sebagaimana dipersyaratkan atau diperbolehkan oleh undang-undang yang berlaku. PERLINDUNGAN DATA PRIBADI: WOM Finance akan melindungi Data Pribadi yang telah diterima dengan cara menjalankan langkah-langkah prosedur dan ketentuan keamanan yang ditetapkan sesuai ketentuan yang berlaku. Langkah-langkah tersebut akan secara rutin ditinjau untuk memastikan bahwa prosedur dan keamanan tersebut efektif dan berjalan dengan baik. LAYANAN KONSUMEN 1. Hotline Service: 1500999 2. Telepon: 021 - 2188 2400 3. WhatsApp: 0811-1951-1888 4. Email:[email protected]

What's new

Kami terus berinovasi untuk kenyamanan Anda! Versi terbaru KAWAN hadir dengan peningkatan layanan dan performa yang lebih optimal. UPDATE segera dan nikmati pengalaman KAWAN yang lebih maksimal!

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