Wealth Lab: Investment Calc

Wealth Lab is a professional-grade investment and financial-independence planner that runs entirely on your device. No account, no sign-up, no tracking — open it and start projecting. PLAN YOUR COMPOUND GROWTH • Year-by-year compound interest with interactive charts • Variable contribution plan (different monthly amounts for different periods) • Inflation-indexed contributions and real (purchasing-power) returns • Fund fees and tax/withholding modelled into net results SEE THE FULL RANGE OF OUTCOMES • Three scenarios: bearish, base and bullish • Monte Carlo simulation with a shaded confidence band • Maximum drawdown, volatility and a Sharpe-style risk ratio • Stress tests: 2008 crash, 2000 dot-com, 1973–74 stagflation REACH FINANCIAL INDEPENDENCE (FIRE) • Lean / Coast / Fat FIRE targets calculated automatically • Adjustable Safe Withdrawal Rate (2%–6%, Trinity-style) • FIRE milestone marked on the chart — see the exact year you get there • Passive income from dividends and Eurobond coupons, with DRIP on/off PRO TOOLKIT • Historical backtest (S&P 500 from 1928, Nasdaq, Gold, BIST) • Decumulation phase (fixed 4%, Guyton-Klinger, market-linked) • Reverse calculator (solve for monthly, years or required return) • Asset allocation with correlation matrix and Sharpe • A/B scenario comparison and life-goal milestones • Live exchange rates with offline cache · PDF + CSV export MULTI-CURRENCY USD, EUR, TRY, GBP, JPY, CHF, CAD, AUD, CNY, INR. PRIVACY FIRST All calculations are client-side. Your inputs and saved plans never leave your device. The optional one-time "Pro" upgrade is processed by Google Play; we use RevenueCat only to enable purchase and restore. No ads. No analytics SDKs. Wealth Lab is an educational planning tool and does not provide personalised financial advice.