WiMM: Bank SMS Expense Tracker

WiMM automatically reads your bank SMS to track every UPI, debit, and credit card transaction — no manual entry, no account, no internet required. Your bank SMS messages already contain everything: merchant, amount, account, date. WiMM turns that into a clean expense tracker, budget manager, and spending report — entirely on your device. 🔒 100% offline expense tracker — nothing leaves your phone 📊 Automatic transaction detection from bank SMS 🗂 Smart category manager — customize, add, reassign with one tap 💰 Budget planner with 50/30/20 rule suggestions 📈 Month-by-month spending comparison and savings tracker 🌙 Material 3 design with dark mode WHY WIMM IS DIFFERENT Most expense manager apps upload your data to their servers. WiMM does not. There is no cloud sync, no sign-up, no analytics on your spending. Your SMS data is read locally and never transmitted. Uninstall the app and every record is gone — because it only ever lived on your phone. WHAT WIMM TRACKS WiMM reads transactional SMS from all major Indian banks — HDFC, SBI, ICICI, Axis, Kotak, and more. It detects UPI payments, debit card spends, credit card charges, and account credits. Transactions are auto-categorized: food, transport, shopping, utilities, subscriptions, and more. WHO IT'S FOR If you want a personal finance tracker that respects your privacy — no server, no account, no ads — WiMM is built for you. Works offline as a daily expense manager, monthly budget tracker, and financial overview tool. NO CLOUD · NO ADS · NO TRACKING · NO SIGN-UP