Well Money Live

Well Money – Digital Personal Loans At Well Money, we believe that access to financial assistance should be quick, simple, and inclusive. As a tech-driven digital lending platform, we are dedicated to serving the underserved and unbanked segments of society by offering hassle-free, unsecured personal loans. Our Mission: Our mission is to empower individuals who face difficulties in securing credit from traditional financial institutions. Whether it’s for an urgent medical expense, a sudden bill, or an essential purchase, Well Money ensures that fast, flexible, and reliable financial solutions are just a few taps away. Who We Serve: We are serving individuals who may not have easy access to traditional banking, including: 1) Salaried Persons – professionals and gig workers in need of short-term financial assistance 2) Self-Employed Individuals – small business owners, freelancers, and others without fixed monthly income but with consistent earnings 3) Unemployed Individuals – those currently between jobs or homemakers who may face sudden cash requirements Age Criteria: 21 & above Why Choose Well Money? ⚡ Instant Loan Approvals – get funds in minutes with AI-powered verification 📲 100% Digital Process – no paperwork, everything via app 🔑 No Collateral Required – fully unsecured loans 📑 Minimal Documentation – apply with just PAN, Aadhaar & basic details 🔄 Flexible Repayment Options – choose a plan that fits your needs 🔒 Secure & Private – bank-grade encryption keeps your data safe Loan Highlights – Instant Personal Loans up to ₹50,000 from RBI-registered lenders – 100 % digital application, no collateral – Repayment period: Minimum 90 days, Maximum 270 days – Interest starting at 1.50 % per month – Processing fee: up to 5 % of loan amount (+18 % GST) – Maximum Annual Percentage Rate (APR): 60 % (including all fees and charges) – Representative example: For a ₹10,000 loan over 3 months, total cost ₹1,040, effective APR ~41.6 % Example: “For a ₹10,000 loan with a 3-month tenure: • Processing fee: ₹500 + GST ₹90 = ₹590 • Interest rate: 1.5 % per month • Total repayment amount: ₹10,450 • Total cost of loan (interest + fees): ₹1,040 • Effective APR: ~41.6 %” How It Works Download & Register – Sign up on the Well Money app Apply for a Loan – Choose your loan amount and tenure Submit KYC – Enter PAN & Aadhaar Number Instant Approval – AI-powered verification for quick decisions Receive Funds – Money directly into your bank account Repay Easily – via UPI, debit card, or net banking Our Lending Partner Details: (Loans facilitated from RBI Registered NBFC) Kemex Engineering Private Limited (https://kemex.co.in/privacy-policy.html) CIN : U27101WB1986PTC040253 Registered Office : 43, PALACE COURT, FIRST FLOOR, 1 KYD STREET KOLKATA Kolkata WB 700016 INDIA Note: Well Money (https://wellmoney.in/privacy-policy) is a mobile application owned by Swarit Advisers Private Limited (CIN: U74110UP2016PTC075854), a company registered under the Companies Act, 2013 (https://swaritadvisors.in/privacy-policy) If you have any concerns related to this policy or want to submit a data deletion request, please contact us at: Email: [email protected] Phone: +91 8929554055 Address: 1st Floor Plot No 473, Udyog Kendra, Ecotech-III, I.A. Surajpur, Gautam Buddha Nagar, Noida, Uttar Pradesh, India, 201306.