Vridho

Your wealth deserves better than a spreadsheet and six broker apps. Vridho is the private ledger for everything you own — Indian and US stocks, mutual funds and SIPs, NPS, PPF, EPF, sovereign gold bonds and fixed deposits — valued, tracked and explained in one place, in one language of truth. WHY VRIDHO IS DIFFERENT READ-ONLY BY ARCHITECTURE. Vridho holds no broker login and no write access of any kind. It cannot place an order, move a rupee, or touch a holding — not as a policy, as a design. You record what you own; Vridho does the thinking. THE WHOLE BOOK, NOT HALF OF IT. Most trackers stop at stocks and mutual funds. Your net worth doesn't. NPS tiers, PPF and EPF accruals, gold bonds and deposits sit in the same ledger as your demat book — so the number at the top of the screen is actually your number. EVERY PRICE CARRIES ITS PROVENANCE. Live during the session, honestly labelled when it isn't. Vridho tells you where each price came from and when — "as of Friday's close" is written on the tin, never dressed up as live. No fabricated ticks. No silent staleness. A TRACKER THAT EXPLAINS. Sector concentration warnings, XIRR measured against the index, day reports at the close, the institutional FII/DII tape every evening — the context behind the number, not just the number. TAX WITHOUT SURRENDERING YOUR SALARY. The Tax Centre computes from what you type in the moment — salary and deduction figures are used live and never stored. Your portfolio is the only thing Vridho keeps. PRIVATE LIKE A LEDGER SHOULD BE. Tenant isolation enforced at the database layer. Sensitive fields encrypted at rest. Your portfolio is never sold and never used for advertising. Full JSON export and true account deletion — a 72-hour cancellable window, then everything is erased in one transaction — both self-serve under India's DPDP Act, 2023. WHAT VRIDHO WILL NEVER DO No buy or sell calls. No managed money. No "guaranteed returns". Vridho is a tracker, not an adviser — and it says so plainly, everywhere. Built in India, for Indian investors with global books.