Moniq: Smart Travel Money

The trip is over and nobody remembers who paid for the taxi. Moniq keeps track of it — the travel budget, the bills, who owes what — and settles up at the end. No spreadsheet, no account, no signal needed. TRAVEL BUDGET AND TRIP EXPENSE TRACKER Set a total travel budget or a daily one and watch it fill in as you spend. Every expense in the trip expense tracker shows in the local currency and yours at once, converted at the exchange rate of the day it happened — not the day you look. Big one-off travel costs like flights sit outside the daily line, so one ticket doesn't wreck the week. Track everyday spending in the same app, not just trips. GROUP EXPENSES: WHO OWES WHAT, AND SETTLE UP Add the people you travel with, say who paid and who shared, and Moniq keeps the running balance of group expenses and shared expenses across every trip. Debts in both directions net out, so you settle up for the difference. One tap marks it paid. No more guessing who owes who. THEY DON'T NEED THE APP Nobody you travel with has to download anything, sign up, or be talked into it. You add them as names on your phone. That is the whole setup. TIP CALCULATOR AND BILL SPLITTER Enter the bill, pick the tip, round the total up, split the bill by the party. Drag the divider for a custom split when one person had the lobster and someone else had soup — the shares stay exact and always add back up to the total. A tip calculator and a bill splitter on one screen. AI RECEIPT SCANNER Point the camera at a bill and Moniq reads the total and the date on the device. Nothing is uploaded, ever. OFFLINE CURRENCY CONVERTER Live exchange rates when you have data, cached rates when you don't — a currency converter that works on a plane and abroad on a dead SIM. Tap any currency to change it, and keep the ones you use at the top. PLAN THE NEXT TRIP Your next trip sits on the home screen with the days counting down, the local weather, and today's rate for where you're going. COUNTRY TRACKER AND OFFLINE TRAVEL GUIDE Every trip marks its country on your globe, and the percentage of the planet you've seen climbs continent by continent. Mark the countries you've already visited, and the ones you plan to. Every one of the 195 countries has its own page too — the best months to go, the local tipping guide, which plug fits, what things cost. All of it on the device, readable with no signal. FREE, AND STAYING FREE Trips, expenses, travel budgets, group balances and settling up — all unlimited, with no daily cap on anything. The offline currency converter. Splitting a bill among five people. Your first five receipt scans. No ads. No account, ever. MONIQ PREMIUM Takes the bill split from five people to twenty, makes receipt scans unlimited, and adds time zones across your trip — home, where you are, and the hour you share. It never takes away anything that was free. Built for travellers, digital nomads, backpackers, business trips, housemates and anyone who has ever tried to split a holiday budget in a spreadsheet.