VestClaw IQ

VestClaw IQ — Take Control of Your Finances Budget smarter, track your investments, and build wealth with confidence. VestClaw IQ brings your entire financial life into one elegant dashboard so you can see exactly where you stand and where you're headed. PORTFOLIO TRACKING - Securely link your bank, brokerage, and investment accounts in seconds - See your total net worth, assets, and liabilities in real time - Track holdings across multiple institutions in a single view - Monitor home value alongside your investment portfolio - Save up to 4 custom account groups for faster filtering across Holdings, Investments, Sector Breakdown, Security Concentration, Income, and Expenses INTELLIGENT INSIGHTS - Efficient Frontier analysis visualizes optimal portfolios at every risk level - Diversification checks highlight concentration in your holdings - Cash drag alerts surface idle balances in your accounts - Portfolio insights illuminate trends and patterns in your data TAX INSIGHTS - See potential wash sales across all your linked accounts, not limited to a single brokerage - Estimated realized gains and losses, split between short-term and long-term, for the current tax year - Add your own cost basis by security and account when we can't pull it automatically - Clear flags whenever data is incomplete or unavailable, rather than guessing - Tax information only, not tax advice; consult a tax professional EQUITY COMPENSATION - Value your unvested RSUs in present-value terms, not just today's share price - Adjusts for time to vest and forfeiture risk, using live Treasury yield data as a discount factor - See current market value and present value side by side INCOME & EXPENSE INSIGHTS - Estimated trailing 12-month distributions across your holdings, with a per-holding breakdown and a coverage figure - Estimated fund expense ratios across your ETFs, mutual funds, and other pooled holdings, with a blended portfolio-wide ratio and estimated annual cost - Informational estimates only, not official fund data SMART BUDGETING - Set monthly budgets across income and expense categories - Automatically categorize and track every transaction - See actual spending vs. budgeted amounts at a glance - Identify overspending early and adjust before month-end GOAL TRACKING & WEALTH TRANSFER - Set financial goals and watch your progress in real time - Save for what matters — emergency funds, retirement, big purchases - Stay motivated with clear, visual milestones - See what your beneficiaries would actually receive from your estate after debts, fees, and estimated federal estate tax - Estimates only, not legal or tax advice; consult an estate planning attorney BANK-LEVEL SECURITY - Read-only account connections via Plaid - Encrypted data transmission - We never store bank credentials - Your data stays private — we don't sell information to advertisers PREMIUM SUBSCRIPTION Upgrade to VestClaw IQ Premium for $9.99/month or $79.99/year and unlock advanced portfolio analytics, unlimited account connections, priority insights, and full historical data access. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Manage or cancel your subscription in your Google Play account settings. PRIVACY & TRUST VestClaw IQ is a personal finance management tool. We do not execute trades, hold custody of your assets, or provide regulated financial services. All account access is read-only. Privacy Policy: https://vestclaw.com/privacy Support: [email protected] Take control of your finances. Download VestClaw IQ today.