Varo Bank: Online Banking

Name: Varo Bank: Online Banking
Rating: 4.46 (245297 reviews)
Author: Varo Bank, N.A.

LiveVaro Bank, N.A.2 apps · 8.2M installsFinanceFreecom.varomoney.bank

Early payday & cash advances with no-fee mobile banking!

Alert me ★ Watch Open in Play ↗

Total installs: 8,225,684
Installs / day: +7.2K
Rating: 4.5★
Released: 1 Oct 2020
Last update: 6 Oct 2026
Countries: —

Installs per day

gain of the exact counter

Lifetime avg ≈ 3.7K/day (all installs ÷ days since release)

Daily tracking since 10 Oct 2026 · history grows every day

Install history

exact counter from Google Play

3dAll

Dashed: estimate from the release date (no daily data before 10 Oct 2026) · time axis compressed before that day

Daily tracking since 10 Oct 2026 · history grows every day

Change timeline

1 changesFull history

13 Oct 2026 before
Version
4.41.0 → 4.42.0

Country availability

Availability has not been checked for this app yet. “Check all countries” looks the app up in about 140 Google Play storefronts and shows where it is live, listed but not installable, or missing — plus any country-specific (custom) store listings.

Top countries

estimate · charts of 13 Oct

Most downloads likely come from 🇺🇸 United States (~100%).

United States100%#27 Top free · Finance

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 13 Oct

Chart	Country	Rank	Change
Top free · Finance	US	#27	=
Trending · Finance	US · 12 Oct	#74	▲ 56

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

Shares data with third parties Personal info, Files and docs and 2 others
Collects data Location, Personal info and 7 others
Data is encrypted in transit
You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

21 in 7 groups

10 Sensitive5 Notable6 Routine

What this app can do with your phone

Know roughly where you are, using mobile towers and Wi-Fi networks
Know your exact location using GPS, Wi-Fi and mobile networks
Use your camera to take photos and record videos
See every contact saved on your phone, including names, numbers and emails
Add, change or delete contacts saved on your phone
Read photos, videos, and other files saved in your phone's shared storage

ContactsSensitive2

Access to the contacts saved on your phone

See every contact saved on your phone, including names, numbers and emailsread your contacts · READ_CONTACTS
Add, change or delete contacts saved on your phonemodify your contacts · WRITE_CONTACTS

LocationSensitive2

Access to where your device is, using GPS or network signals

Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION

Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

StorageSensitive2

Access to files, photos and media saved on your phone's storage

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE

OtherSensitive11

Access to miscellaneous device features that don't fit other categories

Show its own windows or bubbles on top of other apps you are usingdraw over other apps · SYSTEM_ALERT_WINDOW
Change how your phone connects to networks, like switching connections on or offchange network connectivity · CHANGE_NETWORK_STATE
Connect to or disconnect from Wi-Fi networks and change saved Wi-Fi settingsconnect and disconnect from Wi-Fi · CHANGE_WIFI_STATE
Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Connect to the internet to load content and send datafull network access · INTERNET
Make your phone vibratecontrol vibration · VIBRATE
Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Read more · all 21 permissions Show less

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Download

Full description

Varo isn’t just an online banking app. We are a real bank, built for the digital age. Free online banking, early payday⁵, high yield savings¹⁰, credit score monitoring, easy credit building⁶, instant cash advances (once qualified)³, and more. Quals apply. Fees apply to loans and out-of-network services. Member FDIC—mobile banking backed by the full faith and credit of the U.S. Government. FREE ONLINE BANKING • Early payday⁵ • No minimums or overdraft fees¹ • Send and receive money in minutes with Zelle®⁴ • Free debit card • Free cash deposits at CVS®⁸ and withdrawals at 40k+ US Allpoint® ATMs² • Free credit score monitoring • Unlike many money apps, we’re a real bank INSTANT CASH ADVANCES • Borrow up to $250 today. Quals apply.³ • Work up to $700 cash advances over time with direct deposit³ • Cash advance funded directly into your online bank account • One-time flat fee per cash advance • Automatic payments available for money advances PERSONAL LINE OF CREDIT • Unsecured personal line of credit from $600 to $2,000. Avg $825.Quals apply⁹ • No interest, late fees, or penalties • Credit line with a simple flat fee • Affordable monthly payments • Personal loan funded instantly, once qualified • Money added to your online bank account • Payment periods between 3 and 12 months EASY CREDIT BUILDER • Free secured Varo Visa® Believe credit card for credit building⁶ • No credit check, interest, annual fees, or minimum security deposit • Build credit by only spending what you have • Reported to Equifax, Experian, and TransUnion • Pre-existing credit scores saw a 40+ point increase on avg after 3 months of on-time payments⁷ HIGH YIELD SAVINGS • Up to 3.75% annual percentage yield on first $5,000, quals apply¹⁰ • 1.00% APY on additional balances • Auto-saving tools DOWNLOAD NOW! Sign up for an online bank account in less than two minutes with no impact on your credit. Disclosures ©2026 Varo Bank, N.A. All Rights Reserved. Member FDIC ¹⁻¹⁰ See disclosures in app screenshots.

What's new

We’ve been hard at work making the Varo app better than ever. Update to the newest version for the latest fixes and greatest features in the Varo app yet! Learn more at varomoney.com/whats-new

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