Valygo Live

Valygo brings your financial world together in one minimalist, secure mobile app. Manage payment cards, view bank accounts, hold VYO crypto, and track every transaction — without the clutter of switching between multiple apps. Built for people who want clarity over their money. KEY FEATURES Multiple Cards Add and manage multiple payment cards in one place. Switch between them instantly, view balances, and track spending across cards. Multiple Accounts Connect bank accounts from supported providers and see aggregated balances at a glance. Account capacity scales with your subscription tier. VYO Crypto Wallet Built-in non-custodial wallet for the VYO utility token on the BNB Smart Chain (BSC). Send, receive, and view your VYO holdings. Private keys remain on your device — never on our servers. Transaction History Full, searchable transaction records for every card and account. Filter by date, type, amount, or counterparty. Subscription Plans Flexible monthly plans that unlock additional account capacity and premium features. Upgrade or downgrade anytime. Modern Design A clean, minimalist interface with light and dark themes. Built with React Native for fast, fluid performance. PRIVACY AND SECURITY Valygo collects only the minimum data required to operate the app: name, email, phone number, country of residence, and security tokens. We never store your bank credentials, card numbers, private keys, or wallet recovery phrases. All communication is transmitted over encrypted channels. Optional biometric lock secures the app with fingerprint or face authentication, handled entirely by your device's operating system. Two-factor authentication and one-time passcodes protect your account against unauthorized access. REGULATORY DISCLOSURE Valygo is a technical software platform. It is not a bank, payment service provider, custodian, or financial institution. Banking, card issuance, exchange, and KYC services accessible through the app are provided exclusively by licensed third-party financial institutions acting under their own regulatory authorizations. Valygo does not hold customer funds or operate financial accounts. Cryptocurrency features are non-custodial — you retain exclusive control over your private keys at all times. SUPPORTED REGIONS Valygo is available only in jurisdictions where its use is permitted by local law. Service is not offered in restricted territories listed in the Supported Countries notice inside the app. Users are responsible for ensuring compliance with applicable laws in their region. LEGAL AND CONTACT Operator: VALYGO Limited Smart Station, First Floor, Incubator Building, Masdar City, Abu Dhabi Privacy Policy: https://privacypolicy.valygo.com/legal/privacy-policy Support: [email protected] By installing Valygo, you agree to our Terms and Conditions and Privacy Notice.