Navarth

Navarth — A Clearer Path for Your Money Navarth is your everyday companion for staying on top of your credit and cash flow. Built to be fast, focused, and refreshingly easy to use, Navarth brings credit insights, spending awareness, and healthy money habits together in one place — helping you make confident decisions now and build a stronger position over time. What Navarth Brings to Your Pocket Live Credit Insights Know where your credit stands the moment anything changes. Navarth turns complex scoring signals into plain-language summaries, highlighting the habits lifting your profile and the ones quietly holding it back — so you always know what to work on next. Smart Spending Tracker Capture every rupee in and out without the spreadsheet headache. Navarth automatically groups your transactions, shows where your money tends to drift, and helps you set savings targets that actually stick. Budgeting becomes a habit, not a chore. Credit, Made Clear When you need a little more room to reach a goal, Navarth helps you access credit through RBI-registered NBFCs, with every number shown to you upfront. Amount: ₹1,000 to ₹1,00,000 (PAN India) Tenure: 91 to 365 days Interest Rate: 12% to 36% per annum (1–3% per month) Maximum APR (interest rate plus fees): 55% Processing Fee: starting from ₹60 Disbursal: Credited directly to your bank account by the RBI-registered NBFCs Lending Partners: Navarth Private Limited Representative Example: For a loan of ₹10,000 over 92 days at an interest rate of 3% per month, with a processing fee of ₹236 (incl. GST), the amount disbursed to your account is ₹9,764. The total interest is ₹900 and the total cost is ₹1,136, making the total amount payable ₹11,136 — repaid in three installments of ₹3,712 each. The APR for this example, including all fees, is approximately 45%. Eligibility: Indian citizen, aged 18 or above, salaried or self-employed meeting the minimum income requirement, with no negative information in the credit bureau. Documents required: Aadhaar, PAN, and a selfie. Effortless, Distraction-Free Design We believe a finance app should feel calm, not crowded. Navarth's interface strips away the noise and surfaces only what matters in the moment — whether you are just getting started or checking in between meetings. Privacy Built Into the Core Your financial data is yours alone. Navarth applies bank-level encryption, strict access controls, and transparent data-handling practices. We never share, sell, or repurpose your information — full stop. Why Choose Navarth? Financial confidence shouldn't be reserved for finance experts. Navarth makes credit management approachable for anyone, pairing clear data with practical next steps. Whether you are rebuilding after a setback, working toward a major life milestone, or simply trying to stay on top of monthly cash flow, Navarth keeps you moving forward — one informed decision at a time. Support We're here whenever you need a hand with Navarth. Business Hours: Monday to Friday, 9:00 AM – 6:00 PM📧 Email: [email protected]