Universal CO : Trust Ledger

Universal CO : Trust Ledger helps you track every Entry you give or take—with friends, family, or anyone. No account, no internet. Your data stays only on your phone. ► WHY Universal CO : Trust Ledger? • 100% offline – Works without internet. No sign-up, no server. • PIN lock – Protect your ledger with a 4-digit PIN. • Simple – Add people, add Entry, see who owes whom. • Private – Data is stored only on your device. We never see it. ► WHAT YOU CAN DO • Add persons – Name and optional note for each person you lend to or borrow from. • Record transactions – Mark "I gave" or "I took", Entry, due date, and note. • See totals – Dashboard shows total you gave (pending), total you took (pending), and overdue count. • Summary & recent – Quick view of balances and latest activity. • Overdue list – See which Entry are past due. • Edit or delete – Update or remove persons anytime. • Dark mode – Easy on the eyes in low light. ► PERFECT FOR • Splitting bills and tracking who paid what • Personal loans between friends and family • Chit funds or small group lending • Daily expense sharing (roommates, trips) • Anyone who wants a simple, private ledger ► NO ADS, NO ACCOUNT Use the app immediately. No email, no login. Set a PIN if you want extra security. Your ledger stays yours. Download Trust Ledger and never lose track of who owes you—or what you owe—again.