Loan10Minute

Loan10Minute is a digital lending application owned and operated by UNICAP INVESTMENTS PRIVATE LIMITED, an RBI-registered Non-Banking Financial Company (NBFC). All loans are issued by UNICAP INVESTMENTS PRIVATE LIMITED. At Loan10Minute, we believe that access to financial assistance should be quick, simple, and inclusive. As a tech-driven digital lending platform, we are dedicated to serving the underserved and unbanked segments of society by offering hassle-free, unsecured personal loans. Our Mission: Our mission is to empower individuals who face difficulties in securing credit from traditional financial institutions. Whether it’s for an urgent medical expense, a sudden bill, or an essential purchase, Loan10Minute ensures that fast, flexible, and reliable financial solutions are just a few taps away. Who We Serve: We are serving individuals who may not have easy access to traditional banking, including: 1) Salaried Persons – professionals and gig workers in need of short-term financial assistance 2) Self-Employed Individuals – small business owners, freelancers, and others without fixed monthly income but with consistent earnings 3) Unemployed Individuals – those currently between jobs or homemakers who may face sudden cash requirements Age Criteria: 21 & above Why Choose Loan10Minute? Instant Loan Approvals – get funds in minutes with AI-powered verification 📲 100% Digital Process – no paperwork, everything via app 🔑 No Collateral Required – fully unsecured loans 📑 Minimal Documentation – apply with just PAN, Aadhaar & basic details 🔄 Flexible Repayment Options – choose a plan that fits your needs 🔒 Secure & Private – bank-grade encryption keeps your data safe Loan Highlights: – Instant Personal Loans up to ₹1,00,000 from RBI-registered lenders – 100 % digital application, no collateral – Repayment period: Minimum 62 days, Maximum 90 days – Processing fee: up to 10 % of loan amount (+18 % GST) – Maximum Annual Percentage Rate (APR): 120 % (including all fees and charges) depending on risk profile, tenure, and loan amount Example: If you borrow ₹10,000 with 3% monthly interest for 12 months: • Loan Amount: ₹10,000 • Monthly EMI: ₹1,004.69 • Total Repayment: ₹12,056.28 • Total Interest: ₹2,056.28 • Annual Percentage Rate (APR): 42.576% How It Works: 1. Download the App: * Available on the App Store and Google Play Store. * Free to download and use. 2. Register: * Sign up with your phone number. * Complete your profile with basic personal and financial information. 3. Application Process: * Select the loan amount from ₹10,000 to ₹1,00,000 and a repayment term of up to 365 days. * Upload the necessary documents and submit your application. 4. Get Approved: * Receive instant approval and loan offer. * Review and accept the loan terms. 5. Receive Funds: * Loan amount is credited to your bank account within minutes. 6. Repay on Time: * Follow the repayment schedule provided in the app. * Make payments directly through the app using our secure payment gateway. Our Lending Partner Details: (Loans facilitated from RBI Registered NBFC) UNICAP INVESTMENTS PRIVATE LIMITED CIN : U67100DL1995PTC072587 Registered Office: Unit No. 201 to 218, Second Floor, KLJ Tower North, Netaji Subhash Place, Wazirpur, Delhi- 110034 Note: Loan10Minute (https://loan10minute.com) is a mobile application owned by UNICAP INVESTMENTS PRIVATE LIMITED Privacy Policy: https://loan10minute.com/privacypolicy If you have any concerns related to this policy or want to submit a data deletion request, please contact us at: Email: [email protected] Phone: +91 9650885842 Address: Unit No. 201 to 218, Second Floor, KLJ Tower North, Netaji Subhash Place, Wazirpur, Delhi- 110034