LendWise - Lending Tracker

Are you tired of forgetting who owes you money? LendWise is the smartest lending and borrowing tracker app to manage all your personal lent or borrowed records — with interest calculation, due date reminders, and encrypted backup. Whether you lend money to friends and family or borrow from someone, LendWise keeps every money lent or borrowed tracked, organized, and secured on your device. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 💰 TRACK MONEY LENT & BORROWED ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Record money lent or borrowed in seconds • Add amount, due date, interest rate, and category • Attach photos of receipts or agreements • Track partial payments with auto-calculated balance • Organize by Family, Friends, Business, or Other ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📊 SMART INTEREST CALCULATOR ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Calculate interest per day, per month, or per year • Supports decimal rates (e.g. 12.50%) • Reducing balance method for accurate interest on partial payments • See total due amount instantly as you type ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔔 NEVER MISS A DUE DATE ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Get push notifications before due dates • Weekly and monthly reminders until settled • Send payment reminders via WhatsApp, SMS, or call • Auto-generated follow-up message with transaction details ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📋 POWERFUL TRANSACTION MANAGER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Search by name, phone, or notes in real time • Filter by status: Pending, Partial, Overdue, Settled • Filter by type: Lent, Borrowed, or All • Filter by category: Family, Friends, Business, Other • Long press for quick actions: Edit, Settle, Delete • Export transactions as PDF, CSV, or JSON report ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔒 SECURE & PRIVATE ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • 4-digit PIN lock to protect your data • Biometric authentication (fingerprint / Face ID) • AES-encrypted backup with PIN protection • All data stored locally — no internet required • No account needed — works completely offline ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📱 DASHBOARD AT A GLANCE ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Net balance: total to receive vs total to pay • Overdue alerts and upcoming due dates • Category breakdown: Family, Friends, Business • Recent transactions with status highlights ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🌙 DARK MODE & CLEAN DESIGN ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Automatic dark mode based on system settings • Clean, minimal interface — easy for everyone • Works on Android 6.0 and above ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ✅ PERFECT FOR ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ✔ Personal loan manager between friends and family ✔ Small business lending and borrowing records ✔ Chit fund payment tracking ✔ Money owed tracker — who owes me app ✔ IOU tracker and debt manager ✔ Lending money with interest calculator ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔐 YOUR PRIVACY MATTERS ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ LendWise works 100% offline. Your financial data never leaves your device. No ads. No cloud sync. No account required. Just a simple, secure money lending tracker built for your peace of mind. Download LendWise now — the best free lending tracker, loan manager, and personal lending app for Android.