App Intel

PalmPay - Smarter Way to Bank

LivePalmPay Limited3 apps · 53.5M installsFinanceFreecom.transsnet.palmpay

Send money, pay bills, buy airtime & data, and grow your savings.

Alert me★ WatchOpen in Play ↗
Total installs
50,312,516
exact · Play shows 50,000,000+
Installs / day
—
measured after our second crawl (about a day)
Rating
4.6★
1.4M ratings · 6.8K reviews
Released
15 Sept 2018
8.1y ago
Last update
24 Sept 2026
v7.17.0 · 19d ago
Countries
0/1
live · checked 2d ago

Install history

exact counter from Google Play
49.1M61.9M74.6M87.3M100M11 Oct12 Oct12 Oct
49.1M61.9M74.6M87.3M100M11 Oct12 Oct12 Oct

Installs per day · last 90 days

Not enough history yet — check back tomorrow

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0
United States4.6

Top countries

estimate · charts of 12 Oct

Most downloads likely come from 🇳🇬 Nigeria (~98%), out of 3 countries where it is charted.

  1. Nigeria98%#14 Top free · Apps
  2. United Kingdom1%#174 Top free · Finance
  3. Canada0.5%#98 Top free · Finance

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 12 Oct
ChartCountryRankChange
Top free · Finance NG#4=
Top free · Apps NG#14=
Trending · Finance NG · 11 Oct#55—
Top free · Finance CA#98▲ 10
Trending · Finance GB#112▲ 14
Trending · Apps NG#113▲ 27
Top free · Finance GB#174▲ 5

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • Shares data with third parties Personal info, Financial info and 4 others
  • Collects data Location, Personal info and 6 others
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

18 in 7 groups
5 Sensitive7 Notable6 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
  • Call phone numbers without your input, which may cost you money
  • Show its own windows or bubbles on top of other apps you are using
LocationSensitive1

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
PhoneSensitive2

Access to phone calls, call history, and voicemail

  • Call phone numbers without your input, which may cost you moneydirectly call phone numbers · CALL_PHONE
  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherSensitive11

Access to miscellaneous device features that don't fit other categories

  • Show its own windows or bubbles on top of other apps you are usingdraw over other apps · SYSTEM_ALERT_WINDOW
  • See Bluetooth settings and connect to paired devices like headphones, speakers or watchespair with Bluetooth devices · BLUETOOTH
  • Connect to or disconnect from Wi-Fi networks and change saved Wi-Fi settingsconnect and disconnect from Wi-Fi · CHANGE_WIFI_STATE
  • Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Turn your phone's flashlight on and offcontrol flashlight · FLASHLIGHT
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Make your phone vibratecontrol vibration · VIBRATE
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
PalmPay: The Smarter Way to Bank! - Trusted by millions of Nigerian users for seamless money transfers and payments. - Enjoy seamless transfers with zero fees on PalmPay. - Easy to sign up with your phone number and get mind-blowing Rewards. - Enjoy a FREE ATM card with zero maintenance fee. - Explore exclusive data bundles such as social and campus plans. - Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance! - 24/7 Customer Support is always available for you. ------------------------------------------------------------------ PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users. With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now. 1. Transfer - All Transfers are free on PalmPay. - Instant transfer to over 500 financial institutions. 2.PalmPay ATM Card - Apply via the app or obtain it instantly at a local card agent. - Enjoy zero maintenance fee and zero SMS alerts fee. - Accepted everywhere - usable at any POS, ATM, and online channel. 3.Data Bundle - Purchase data bundles quickly and securely anytime. - Explore exclusive plans such as MTN Social Bundles, GLO Campus Bundles, and Airtel 6X Voice Bundles. 4.Airtime - Recharge instantly on MTN, Airtel, GLO, T2 Mobile (9Mobile), and Smile. - Top up in seconds, anytime, anywhere. - Stay connected with Airtime Auto-Renew - recharge automatically and avoid downtime. 5.Wealth - Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%. - SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees. 6. Loan (Powered by Flexi MicroFinance Bank Ltd.) - Repayment periods from 61 days to 6 months - Loan amount from N2000 to N500000 - APR up to 36% per annum *For example; N1000 is given for 90 days loan term, *Interest: N90(9%rate) *Total amount payable: N1090 *Representative: 36%APR ------------------------------------------------------------------ We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information. 1. Insuring Your Money Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud. 3. Security Certifications PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards. 4. Fraud Protection In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports. ------------------------------------------------------------------ Contact us We are always excited to hear from you. For any feedback or concerns, reach us via: 1. Helpline: 018886888 2. Email: [email protected] 3. Website: https://www.palmpay.com/ 4. Address: 20 opebi rode ikeja, Lagos To know more, find us on Facebook, Twitter, Instagram, and Telegram. 1. Twitter: @palmpay_ng 2. Facebook: @PalmPay Nigeria 3. Instagram: @palmpayapp_ng 4. TikTok: @palmpayapp 5. YouTube: @PalmPay 6. LinkedIn: PalmPay

What's new

- Experience improvement and bug fixes.

Growing in Finance

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