TakeHomePay: Paycheck Calc

Estimate the pay that actually lands in your account. Enter a salary or an hourly rate, pick your tax year and filing status, and get a clear net-pay breakdown with the tax behind every line. • Salary by year, month, two weeks or week, or an hourly rate with hours and weeks worked • US federal income tax from built-in 2026 and 2025 tax brackets for Single, Married Filing Jointly and Head of Household, with the standard deduction included — or type your own flat rate • FICA calculated exactly: Social Security up to the annual wage base, Medicare 1.45%, and the 0.9% Additional Medicare tax above the threshold • 401(k), health insurance premiums and HSA/FSA contributions as separate pre-tax lines, each marked as lowering income tax only or income tax and FICA • State tax: states without wage income tax and the flat-rate states Illinois, Indiana, Louisiana and Michigan are built in; enter your own rate for any other state and for local tax • Annual, monthly, biweekly and weekly take-home pay, effective hourly net, and a tax breakdown that shows the tax year • Save up to 20 scenarios, reload them any time, and undo a delete Estimates only, not tax advice. State exemptions and deductions, tax credits, and the newer tips, overtime and senior deductions are not included. The tax tables are refreshed once a year. Official sources: • IRS Rev. Proc. 2025-32, tax year 2026 brackets and standard deduction: https://www.irs.gov/pub/irs-drop/rp-25-32.pdf • IRS Rev. Proc. 2024-40, tax year 2025 brackets: https://www.irs.gov/pub/irs-drop/rp-24-40.pdf • IRS Publication 15 (Circular E), Social Security and Medicare: https://www.irs.gov/publications/p15 Not affiliated with or endorsed by any government agency.