The Points Pro

The Points Pro keeps your credit cards paying for themselves. Add the cards you hold, and the app tracks every statement credit, perk, and elite status they come with, so nothing expires unused and every annual fee has a number next to it. TODAY One screen for what needs you: a sign-up bonus still on the clock, a renewal coming up with the fee it will bring, and changes to the cards you hold. Wallet pulse shows your annual fees, the credits you have used, and what is still on the table this year. CREDITS Every monthly, quarterly, and annual credit on your cards, laid out by period. Mark a period used, partly used, or missed with one tap, and watch the year fill in. Reminders come by email and by push before a credit lapses. PERKS Your elite statuses, the card that grants each one, and the tiers a status match can get you into. Below them, every protection and perk across your wallet: lounges, travel insurance, purchase protection, memberships, searchable by a word like "lounge" or "baggage". WHICH CARD Which card to use for dining, groceries, travel, or a big purchase, ranked from your own wallet, with the cards you do not hold yet that would beat them. FIND Type a store, a card, a program, or a kind of spend and get the answer from your own cards: the credit that covers it, the perk that applies, the card to pay with. PRIVACY No card numbers. No bank logins. You add the cards you hold by name; the app never sees an account. The Points Pro is free, with up to three active cards. Navigator adds unlimited card tracking, reminders, and Companion sharing with one trusted person.