MiMonee

MiMonee is the personal and family finance app, with an AI assistant —Rochis— that does the heavy lifting for you. You decide which expense goes in; Rochis handles where it goes. START WITH EVERYTHING ALREADY LOADED Coming from another app, or have your budget in a file? Rochis brings over your budget and expenses and sets up your account just like you had it — no starting from scratch, no typing them one by one. ROCHIS READS FOR YOU Snap a photo of a receipt or share a PDF statement: Rochis reads the transactions and gets them ready. You review and approve before anything is saved. ROCHIS TIDIES UP FOR YOU It categorizes every expense on its own, based on what you've logged before. It recognizes a cryptic charge and names it clearly. From simple purchases to installment plans: it links each installment to its purchase and closes the debts you've finished paying. It proposes everything; you approve with a tap. ROCHIS BUILDS YOUR BUDGET You don't start from zero. Rochis looks at your history and suggests how much to budget per category, and why. Adjust it yourself, or ask Rochis to adjust it for you. ROCHIS ANALYZES AND ADVISES It gives you a clear read on how you're doing: what improved, what's getting out of hand, and what to do differently next month. Advice on your own numbers, not theory. TALK TO IT ON WHATSAPP Without opening the app: log an expense by typing "Spent 150 at the store." Ask "how much is left in my budget?" and it answers. And choose which reminders to get. LOG AN EXPENSE IN 5 SECONDS From your home screen widget or a long press on the icon. Amount, description, done. Works offline and syncs itself. PAYMENT DETECTION (optional · off by default) If you turn it on, MiMonee reads notifications from your notification tray, right on your own phone — but only from a list of bank and wallet apps that ships inside the app. Whatever any other app notifies you about —your messages, chats, email, social, games— is not read: detection stops at which app the notification came from, before looking at its content. From that list it keeps the ones carrying a payment amount; the ones that aren't a charge are discarded. The expense lands in "To review" with a suggested category, so you confirm, edit or delete it. It requires Android's Notification Access permission and you can turn it off any time. ROCHIS HELPS WITH YOUR DEBT Rochis helps you attack your debt with proven strategies —pay off the highest-interest one first, or the smallest— so you get out of it as fast as possible. SHARED WITH FAMILY, STILL PRIVATE Share budgets and expenses with your family while keeping the categories you choose private. Everyone sees what they should. IN YOUR LANGUAGE, IN YOUR CURRENCY MiMonee is in your language and works in your currency, with multi-currency support for when you spend in another. YOUR PRIVACY, TAKEN SERIOUSLY What you log is yours and your family's, nothing more. It travels encrypted and stays isolated to your group: never sold, never shared with advertisers. Lock the app with fingerprint or face unlock, and delete your account and all your data from inside the app any time — no emails to support required. MiMonee does not connect to your bank or to any financial institution: it never asks for your passwords and it does not download your statements. What gets logged comes from what you enter, from the documents you share, from the installment plans you created —each charge is logged on its own due date, for the amount and term you set, and you can edit or delete it— and, if you turn on payment detection, from the notifications your bank and wallet apps send you, which stay under "To review" until you confirm them. MiMonee is not a financial institution and does not provide investment advice. Terms: https://mimonee.com/terms Privacy: https://mimonee.com/privacy