Termio: Bills & Subscriptions

Contracts, subscriptions and recurring costs in one place. Termio helps you record ongoing expenses, keep important dates visible and manage recurring contracts — without connecting your bank account. UNDERSTAND RECURRING COSTS See your monthly and yearly recurring costs in one clear overview. Categories and insights show which contracts have the biggest impact on your budget and where your recurring spending goes. SCAN CONTRACTS AND BILLS Take a photo or select an image from your library. Termio extracts key details such as the provider, customer or contract number, recurring gross amount and relevant dates. Review and edit every result before saving it. STAY AHEAD OF IMPORTANT DATES Use the calendar to track payments, renewals, contract end dates and cancellation deadlines. Add free trials and set reminders before a charge or renewal is due. PREPARE CANCELLATIONS Termio uses the contract details you reviewed to prepare an editable cancellation draft and, when available, point you to a suitable contact or account-management route. You remain in control and send or confirm every cancellation yourself. FEATURES • Monthly and yearly recurring cost overview • AI-assisted contract and bill scanning • Manual entry for subscriptions, bills and contracts • Spending insights and category breakdowns • Calendar for payments, renewals and deadlines • Contract and free-trial reminders • Editable cancellation drafts • Multiple currencies • Optional Google sign-in and device synchronization • Biometric app lock • Light and dark themes PRIVACY AND CONTROL You can use Termio without signing in. Your contracts remain on your device unless you choose optional synchronization. Temporary document images are removed from the app cache after processing. IMPORTANT INFORMATION AI-assisted extraction, contact details and cancellation drafts may be incomplete or inaccurate. Always review amounts, dates, recipients and the provider’s current requirements. Termio does not cancel on your behalf and is not affiliated with the providers shown in the app.