Targar: One Wallet-Full Access

TARGAR is a payment app designed to simplify how people pay and receive money by reducing reliance on bank cards, cash, and dedicated POS terminals. With TARGAR, merchants can initiate payment requests using a customer's registered phone number. Customers can then securely authorize the transaction using their 4-digit PIN on the merchant's device, enabling eligible payments to be completed without presenting a physical bank card or using cash. This approach also allows merchants to accept payments using their smartphone without requiring dedicated POS hardware. Built for everyday payments, TARGAR provides a simple and convenient payment experience for individuals and businesses while reducing dependence on traditional payment methods. What TARGAR offers: 1. Phone number-based payments: Merchants can initiate a payment request by entering the customer's registered phone number. The customer securely authorizes the transaction using their 4-digit PIN on the merchant's device. This enables eligible payments to be completed with less reliance on physical bank cards, cash, dedicated POS terminals, or full access to the customer's own smartphone during the transaction. 2. Simple payment experience: TARGAR is designed with an intuitive interface that makes everyday payments quick and easy for both individuals and businesses. 3. Secure account and transaction management: TARGAR includes security features, account controls, and transaction history to help users manage their payments with confidence. TARGAR helps make digital payments more accessible by providing a convenient phone number–based payment initiation system for everyday transactions.