Expense Tracker - Dimebook

Dimebook is a simple expense tracker and budget planner that shows what you can spend today. Log spending in 3 seconds, paste payment messages instead of typing, and keep every record on your own phone. No ads. No account. No bank login. Budgets, multiple budget books, card tracking, widgets and backups are all included. 3-SECOND ENTRY • Amount first, then pick a category right below it • Your most-used categories come first • Memo autocomplete remembers the place and fills in category and account • Built-in calculator: add up a receipt without leaving the app • Delete one digit at a time (hold to clear) • "Save & add another" for catching up on the week PASTE PAYMENT MESSAGES (NO SMS PERMISSION) • Copy a card or bank payment message, tap + and it fills itself in • Or share the message straight to Dimebook • Paste several messages at once and save them together • Picks up the amount, date, time, place, installments and cancellations • When a message has more than one amount (balance, cashback, discount), you choose – no wrong amount saved silently • Works with many message formats and currencies WHAT CAN I SPEND TODAY? • Set a monthly budget and see today's allowance on the home screen • Budgets by category with progress bars • Month can start on any day (payday budgeting) SPLIT BILLS AND REFUNDS • Paid for the group and got money back? Link the payback to the expense • Statistics show only what you really spent CARDS AND ACCOUNTS • Cash, bank accounts, credit cards • Card billing period, payment day and expected payment • Installment purchases split across months • Monthly spending goal for card benefits • Transfers between accounts and net worth STATS THAT READ LIKE A SENTENCE • Spending by category, ranked • 6-month and 12-month trends • "Food went up by $48 compared with last month" • No-spend days and your biggest spend • Calendar with daily totals MULTIPLE BUDGET BOOKS AND CURRENCIES • Separate books for daily life, a trip or a club • Each book can use its own currency • Totals converted to your main currency (public reference rates, or enter your own) RECURRING RECORDS • Rent, phone bill, subscriptions, salary – added automatically YOUR DATA STAYS YOURS • Everything is stored on your phone. No account, no server • Backup file to any folder you choose, plus daily auto backup (keeps the latest 7) • Export to a spreadsheet (.xlsx) or CSV • Import spreadsheet (.xlsx) or CSV files, including exports from other budget apps • Optional PIN or fingerprint lock, optional screenshot blocking MORE • Home screen widget: spent today, left for today, quick add • Daily reminder only on days you haven't recorded anything • Card payment day reminder • Custom categories and subcategories with icons and colors • Search by memo, category, account or amount • Dark mode • 31 languages Dimebook is a record-keeping tool. It does not connect to banks, does not move money and does not give financial advice.