Flowly

Flowly is a private, fully-offline expense tracker for people who don't want their financial life sitting on someone else's server. Everything stays on your device. No account, no login, no analytics, no ads. WHAT YOU GET • Track expenses, income and transfers across multiple accounts (cash, bank, card, wallet) • Set monthly budgets per category and get alerts at 80% and 100% • Tag expenses freely and filter by tag, category or text search • Attach receipt photos to any expense • Custom categories with colours • Recurring rules: monthly, weekly, yearly or every N days • Borrow / lend ledger with due-date reminders • Savings goals with progress tracking • Home-screen budget widget INSIGHT THAT'S ACTUALLY USEFUL • Net income vs expense, daily average, forecast for the month • Month-over-month and year-over-year change • Calendar heatmap of daily spending • Top merchants list • Pie chart and spending-trend line chart PRIVACY FIRST • 100% on-device storage, encrypted with SQLCipher • Optional PIN and biometric lock with configurable auto-lock timeout • Local backup and restore; export to JSON, CSV or PDF you control • No data ever leaves your phone • No internet permission required DESIGN • Material You dynamic colour support • Seven theme palettes with manual light / dark toggle • Smooth, ad-free, single-screen flows Share any payment SMS or receipt text to Flowly and the add-expense dialog pre-fills automatically. Built for India and beyond. Multi-currency support: INR, USD, EUR, GBP, JPY, AUD, CAD.