Sumova - Money Manager

Sumova is a private expense tracker and money manager for your spending, income, transfers and debts — no account required, no ads, no tracking. Your data lives on your device. Most finance apps make you create an account, upload your data to their servers, and track what you do. Sumova is local-first: no account, and your data stays on your device — nothing you enter is uploaded unless you choose to. WHAT YOU CAN DO • Log income, expenses and transfers between your accounts in seconds • Manage multiple accounts with their own balances • Organize spending with predefined and custom categories • Track money you've lent or borrowed with a dedicated debt ledger and partial repayments • See where your money goes with clear statistics — charts, category breakdowns and week/month/year views • Filter and search your transaction history by period, category, type, account or note PRIVATE BY DESIGN • No account and no sign-up — just open the app and start • No ads and no ad networks • No analytics, no profiling, no behavioral tracking • Works offline — your data stays on your device • Optional app lock with a PIN and biometric unlock (face or fingerprint) YOURS TO KEEP • Export a full backup whenever you want and restore it on any device • Erase all your data at any time • Choose a light, dark or system theme BUILT FOR EVERYONE • 18 languages, including English, Español, Deutsch, Français, Português (BR/PT), Русский, 日本語, 한국어, 中文 (简体/繁體) and more • 125+ currencies with correct symbols and formatting • Set your preferred first day of the week Sumova is free. The only data it sends on its own is an optional, anonymized crash report to help fix bugs — and you can turn it off at any time in Settings. Privacy policy: https://sumova.app/privacy-policy.html