Monto: Expenses and Budgets

Monto is a personal finance tracker that lives entirely on your phone. No sign-up, no user account, no ads and no trackers: everything you enter is stored in a local database on the device itself. Log what you spend in seconds and see, month by month, where your money actually goes. WHAT YOU CAN DO • Transactions: record expenses and income with category, account, date and note. Transfers between your own accounts too. • Budgets: set a monthly limit per category and see how much you have spent and how much is left, with colors that warn you as you approach the cap. • Charts: spending breakdown by category and balance over time, by month or by year. • Calendar: a monthly grid with each day's total; tap any date to review or add transactions. • Accounts: cash, bank, cards… each balance is calculated from its own transactions, and you get your net worth (assets minus debts). • Custom categories: create your own with the icon and color you like. • Recurring entries: set up payments and income that repeat — from daily to yearly — and Monto records them for you when the date arrives. • Backup: export everything to a file and restore it whenever you want, on this phone or another one. REAL PRIVACY • No accounts, no login. • No personal data requested. • No ads, no analytics, no third-party trackers. • Your transactions are never sent to a server: they stay on your device. • Works offline. MADE YOUR WAY • Light, dark or system theme. • English and Spanish, following your phone's language. • Multiple currencies: USD, EUR, GBP, COP, MXN, ARS, CLP, PEN and BRL. Monto does not connect to your bank or import statements — you do the logging. In exchange, you hand your finances to no one.