Splitmate: Split your expenses

Splitmate splits bills with friends — and then does the thing every other splitter leaves to you. Your share of a group expense lands in your own spending automatically. No re-typing the same dinner into a second app. Log it once, in the group, and your personal total already knows about it. WHAT IT DOES • Split any expense equally, by exact amounts, or by shares • See at a glance who owes what, simplified to the fewest payments • Settle up and hand off to any UPI app to actually pay • Chat with the group, right where the money is — no switching apps • Track your own spending, with charts and a CSV export • Works offline. Add expenses on a flight; everything syncs when you land NO ACCOUNT NEEDED Open the app and start. No sign-up, no email, no password. Create a group, share the invite link, and your friends are in. If you want your data to survive a new phone, you can link a Google account or save a recovery code — but that is your choice, not a wall in front of the app. BUILT FOR HOW BILLS ACTUALLY WORK IN INDIA Settle up hands off to your UPI app with the amount and the payee already filled in. Splitmate never moves money itself and never sees your bank details — it just saves you retyping them. Groups can be in different currencies. Totals are always shown per currency and never blended into a single misleading number. NO ADS. NOTHING WATCHING. There are no ads in Splitmate and nothing is sold to anyone. Expenses you log as "Just me" stay on your phone unless you switch on backup yourself. Group data — names, expenses, settlements, chat — syncs so the group can share it. That is the whole point of a group. Our privacy policy sets out exactly what is stored, where, and how to delete it. FREE All of it. No expense limits, no paywalled currencies, no premium tier.