Spenthra: Expense Tracker

📊 Spenthra — Smart Personal Finance & Expense Tracker Spenthra helps you truly understand where your money goes. It automatically reads your bank & UPI transaction SMS, tracks your expenses in real time, builds budgets, and gives you clear spending insights — without any manual entry. Whether you spend via UPI, debit cards, credit cards, or bank transfers, Spenthra keeps everything organized for you so you stay in control of your money. ✨ KEY FEATURES 🎯 Real-Time Spending Awareness • Detects transactions instantly from bank SMS • Optional real-time overlay to categorize spending without opening the app • Smart fallback to notifications if overlay is turned off • Fully user-controlled toggle available in Profile settings 🔄 Automatic Transaction Detection • Reads bank & UPI SMS automatically • Intelligent AI-powered categorization • Works with all major Indian banks • Syncs securely across devices 💰 Smart Budget Management • Set monthly budgets for spending categories • Alerts at 80% / 90% / 100% spending • Category-wise budget insights • Daily and monthly spending summaries 📈 Powerful Analytics • Visual charts and spending analysis • Category-wise expense reports • Monthly spending patterns & trends • Export reports (CSV & PDF) 🔐 Privacy & Security First • Bank-level security standards • SMS data processed locally • No sharing of personal data • Transparent privacy policy 🔔 PERMISSIONS & TRANSPARENCY 📬 SMS Permission (Required) Used only to: • Detect bank and transaction SMS • Extract amount, merchant & date • Enable automatic expense tracking You can revoke anytime. Manual tracking will continue to work. 🖼️ Overlay Permission (Optional) Used only if you enable Real-Time Categorization: • Shows an instant categorize pop-up • Saves time & keeps context fresh • Fully optional — notifications work if disabled ⚙️ Foreground Service (Conditional) Runs only when Real-Time Categorization is enabled: • Starts after transaction SMS is received • Shows visible notification • Stops automatically after task completes • Helps sync data securely across devices Triple-protected: Requires toggle ON + permission granted + device active. Turn toggle OFF anytime to disable. App still works normally. 💪 WHY USERS LOVE SPENTHRA ✔ No manual expense entry ✔ Real-time money awareness ✔ Privacy-first design ✔ Optional instant categorization ✔ Works seamlessly for India ✔ Trusted by users every day 📧 Support: [email protected] 🔒 Privacy: https://spenthra.com/privacy Designed for India. Made in India 🇮🇳 SMS permission required for automatic expense detection.