SpendStreak

Most budgeting apps only work if you're already disciplined. SpendStreak flips that: it's a gamified money tracker that rewards you for showing up, not for spending less — so the habit sticks even on the days your budget doesn't go perfectly. Log an expense or paycheck and you earn XP, build a daily streak, and level up — just like an RPG. Miss a day and your streak resets, so the app keeps you coming back. Level up far enough and you unlock new visual themes for the app itself. TRACK EVERYTHING THAT MOVES YOUR MONEY • Expenses and income, with custom categories and emoji tags • Transfers between your own accounts (kept separate from your streak, so moving money around never counts as "spending") • Multiple accounts — bank, cash, credit card, or any custom account you add • Recurring bills and income, with reminder notifications so nothing slips through STAY ON BUDGET • Set a monthly or custom-date-range budget and track progress at a glance • Dashboard shows your real-time balance and budget status • Reports break spending down by category or income by source, with week/month/custom date ranges BUILT-IN MOTIVATION • Daily streak and XP system that rewards consistency • A growing set of achievements — from logging your first expense to juggling multiple accounts • Unlockable app themes as you level up YOUR DATA, YOUR DEVICE • Everything is stored locally on your phone — no account, no sign-up, no server • Export your full history to CSV any time, or import it back in • Clear all data whenever you want, with a confirmation so it never happens by accident SpendStreak is free to use, supported by a small banner ad on secondary screens only (Settings, Reports, History) — your core screens for logging expenses and checking your Dashboard stay ad-free. Whether you're trying to build a real budgeting habit for the first time or just want a more motivating way to track where your money goes, SpendStreak turns everyday money tracking into something you actually want to keep doing.