Expense Khata: Expense Tracker

Know where every rupee goes. Expense Khata is a simple, private money manager for daily income, expenses, budgets, bills, savings and borrow/lend records, in English and 10 Indian languages. Add a transaction in seconds and see your balance, spending and savings at a glance. No sign-up needed. Your records stay on your phone. TRACK EVERYTHING • Record income, expenses and transfers in a few taps • Categories, payment methods, notes, tags and receipts • Search and filter by month, category, account or person • Tap any category to see its transactions • Cash, bank, wallet and credit card accounts, each with its own balance • Recurring rent, salary, subscriptions and bills SCAN & PAY (INDIA) • Scan any UPI QR code, pay with your UPI app, and the expense is saved for you BUDGETS THAT TALK BACK • Monthly Budget Planner with a limit for each category • Budget health: on track, spending fast or over budget, with what is left per day • Expected savings at your current pace, against your plan • Upcoming bills: see what is due, what is paid, and pay a bill in one tap KHATA AI (PREMIUM) • Ask about your money in your language: this month's spending, top categories, budgets, card dues and more • Works fully offline. Nothing leaves your phone CREDIT CARDS AND EMI • See how much is left to spend on each card, its dues and its limit • Statements, payments and EMI instalments • Card payments are never counted as expenses twice REPORTS AND INSIGHTS • Clear reports for income, expenses, savings and categories • Compare this month with last month, category by category • Smart insights on Home: budget health, expected savings and bills due BORROW AND LEND • Money you owe, money owed to you and money you hold for others, person by person • Record repayments and always know who owes what PRIVATE BY DESIGN • Works without an account or an internet connection • PIN lock with a security-question recovery • Admin Mode protects against accidental edits or deletes • Back up and restore your data yourself YOUR LANGUAGE English, हिन्दी, বাংলা, ગુજરાતી, ಕನ್ನಡ, മലയാളം, मराठी, ଓଡ଼ିଆ, ਪੰਜਾਬੀ, தமிழ் and తెలుగు LEARN AS YOU GO Built-in user guide and short video guides show how each feature works. Use Expense Khata for household expenses, daily spending, monthly budgets, small business records and personal accounts. Premium is a one-time payment, with no subscription, and removes ads. Expense Khata is not a bank, wallet, tax advisor or financial advisor. It is a record-keeping app that helps you organise and review the information you enter.