360Fin

360Fin keeps your business and personal money in one place, on your own phone. Every entry you make is stored in an encrypted database on your device. Nothing is uploaded. No account balance, no customer name, no transaction ever leaves your phone — which means the app works exactly the same on a train with no signal as it does at your desk. WHAT YOU CAN TRACK • Income and expenses, tagged to a business, a profession or personal • Cash in hand and any number of bank accounts, with running balances • Money you have lent and money you owe, with due dates and ageing • Investments, assets and liabilities, and your net worth across all of them • Customers, vendors and contacts, with what each one owes you REPORTS THAT ANSWER REAL QUESTIONS • Profit and loss for any period • Where your money actually went, by category • Who owes you, for how long, and how much you have recovered • Cash flow, month by month, in plain charts BUILT TO BE PRIVATE • AES-256 encrypted database, with the key held in the Android Keystore • A password and a PIN, both stored only as hashes on your device • No third-party advertising SDK and no analytics tracker of any kind • Backup and restore to a file you control and can move to a new phone FREE, FOR LIFE 360Fin is free. There is no subscription, no trial that runs out and no paid tier. Activation asks once for your name, email and mobile number so we can support you and tell you about our other work — that is the whole arrangement. Marketing is a separate, optional tick box that is off by default, and you can switch it off at any time in Settings. You can delete your account and erase everything from inside the app. Made in India by 360 Software Labs.