EMIWise: EMI & Loan Calculator

Name: EMIWise: EMI & Loan Calculator
Author: SoftmintLabs

LiveSoftmintLabs1 app · 37 installsFinanceFree · contains adsIn-app purchases: $2.99 per itemcom.softmintlabs.emiwise

Offline EMI & loan calculator. Private. No account required.

Alert me ★ Watch Open in Play ↗

Total installs: 37
Installs / day: 0
Rating: —★
Released: —
Last update: 11 Apr 2026
Countries: 0/1

Install history

exact counter from Google Play

30dAll

Installs per day · last 90 days

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0

United States

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

Shares data with third parties Device or other IDs
Collects data App activity, App info and performance, and Device or other IDs
Data is encrypted in transit
No way to ask for data deletion

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

6 in 1 group

0 Sensitive2 Notable4 Routine

OtherNotable6

Access to miscellaneous device features that don't fit other categories

Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Connect to the internet to load content and send datafull network access · INTERNET
Make your phone vibratecontrol vibration · VIBRATE
Check with Google Play that you got this app legitimatelyGoogle Play license check · com.android.vending.CHECK_LICENSE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description

EMIWise is a smart offline EMI & loan calculator for Indian home loans, car loans, and personal loans. Calculate EMI, prepayment savings, amortization schedules, and total interest with bank-accurate results — completely offline and without sharing your financial data. ━━ WHY EMIWISE? ━━ ✓ 100% offline — your loan data never leaves your device ✓ No account, no registration, no sign-in — ever ✓ Bank-accurate reducing balance EMI calculations ✓ Verified against SBI & HDFC EMI values ✓ No ads during calculations ✓ Privacy-first by design ━━ EMI & LOAN CALCULATORS ━━ • Home Loan EMI Calculator with amortization schedule • Car Loan EMI Calculator • Personal Loan EMI Calculator • Education Loan EMI Calculator • Flat Rate vs Reducing Balance comparison • Monthly amortization schedule with principal vs interest breakup ━━ ADVANCED LOAN PLANNING TOOLS ━━ • Part-prepayment planner — calculate exact interest & time saved • Balance transfer calculator — see if switching loans saves money • Step-up EMI calculator for salary growth planning • Variable interest rate calculator for changing loan rates • Loan comparison — compare up to 4 loan scenarios side-by-side • Yearly loan summaries with cumulative principal vs interest tracking ━━ 45+ FINANCIAL CALCULATORS ━━ Includes calculators for: Gold Loan, Credit Card EMI, No-Cost EMI, Loan Eligibility, Compound Interest, FD, RD, SIP, PPF, NPS and more. All calculators work completely offline with no internet required. ━━ EXPORT & SHARE ━━ • Export amortization schedules as professional PDF reports • Export complete schedules to Excel (.xlsx) • Share via WhatsApp, Gmail, or save directly to device ━━ PRIVACY FIRST ━━ EMIWise stores nothing in the cloud. No servers. No account tracking. No financial profiling. No ads based on your calculations. Everything runs securely on your device. Your financial data stays private by architecture — not just policy. ━━ PRO FEATURES — ONE-TIME UNLOCK ━━ One payment. No subscription. No renewal. Unlock: • Unlimited loan scenarios • PDF & Excel exports • Prepayment planner • Variable interest engine • Yearly summaries • EMI payment reminders Download EMIWise free today. No internet required. No account needed. Just accurate and private loan planning. ━━━━━━━━━━━━━━━━━━━━━━━━ ⚠ EMI calculations are estimates for planning purposes only. EMIWise is not affiliated with any bank or financial institution. Always verify loan and EMI values with your lender before making financial decisions. ━━━━━━━━━━━━━━━━━━━━━━━━

What's new

Bug fixes and improvements: • Fixed app startup crash related to billing service • Fixed EMI reminder scheduling — reminders now work reliably • Updated pricing display • Improved stability and error handling

Growing in Finance

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