Split Ledger — Bill Splitter

Split a bill, a trip, or a flat's monthly costs — and see exactly who owes whom. Split Ledger tracks shared expenses for any group and works out the smallest possible number of payments to settle everyone up, instead of everyone paying everyone back one at a time. HOW IT WORKS • Create a group for a trip, a flat, or a recurring set of shared costs, and add the people in it. • Log an expense: what it was for, how much, who paid, and who it should be split between. • The Balances screen shows who's owed money and who owes it, at a glance. • The Settle Up screen collapses everyone's balances down to the fewest payments needed to zero the group out — instead of five people paying each other back individually, you might see just two payments. WHY PEOPLE LIKE IT • No ads, no account, no internet permission — everything is stored only on your device. • Works completely offline. Nothing about your expenses or your group is ever sent anywhere. • Free, with no limits on groups, members, or expenses. Split Ledger is built for roommates, trips, and any group that's tired of doing bill- splitting math in a group chat.