SmartPurse: Money Decisions

SmartPurse helps you make sense of UK money decisions before you make them. Ask a what-if in plain English — "What if I put £200 a month into a LISA from age 25?" or "Should I overpay my mortgage or invest?" — and SmartPurse runs the numbers using a UK-aware finance engine that understands compound growth, pension tax relief, LISA bonuses, stamp duty and more. You get a clear, plain-English story instead of a spreadsheet. WHAT YOU CAN DO • Run simulations on real UK money decisions: pensions, Lifetime ISAs, savings, loans, mortgages and everyday trade-offs. • Ask questions your way — type a scenario or pick a ready-made template. No forms to memorise. • See the numbers that matter: projected growth, tax relief, government bonuses and long-term impact. • Learn as you go with bite-size chapters and lessons that each teach one idea at a time. • Build a habit — earn XP, keep a streak and track your progress across devices. WHO IT'S FOR Anyone in the UK who wants to feel more confident about money — whether you're just starting out, weighing up a pension, saving for a first home, or simply curious about "what would happen if…". No jargon and no spreadsheets. A NOTE ON ADVICE SmartPurse is an educational tool. It helps you explore and understand money decisions, but it does not provide regulated financial advice or personal recommendations. Figures are estimates based on the information you enter and general assumptions, and your actual results will vary. For advice tailored to your circumstances, speak to a qualified financial adviser. Start with a free simulation and see what your money could do.