SmartNaira

Name: SmartNaira
Author: Floodlights Technology Limited

LiveFloodlights Technology Limited1 app · 384.7K installsFinanceFreecom.smart.naira

SmartNaira: Fast, easy loans for Nigerians with flexible terms.

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Total installs: 384,731
Installs / day: +2.2K
Rating: —★
Released: —
Last update: 24 Aug 2026
Countries: 0/1

Install history

exact counter from Google Play

30dAll

Installs per day · last 90 days

Change timeline

Full history

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0

United States

Top countries

estimate · charts of 12 Oct

Most downloads likely come from 🇳🇬 Nigeria (~100%).

Nigeria100%#149 Top free · Finance

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 12 Oct

Chart	Country	Rank	Change
Top free · Finance	NG	#149	▼ 12
Trending · Finance	NG · 11 Oct	#168	—

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

No data shared with third parties
Collects data Location, Messages and 4 others
Data is encrypted in transit
You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

8 in 5 groups

3 Sensitive1 Notable4 Routine

What this app can do with your phone

Know roughly where you are, using mobile towers and Wi-Fi networks
Use your camera to take photos and record videos
Read all text and picture messages stored on your phone or SIM card

LocationSensitive1

Access to where your device is, using GPS or network signals

Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION

SMSSensitive1

Access to read, send, and edit your text messages

Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) · READ_SMS

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE

OtherNotable4

Access to miscellaneous device features that don't fit other categories

Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Connect to the internet to load content and send datafull network access · INTERNET
Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES

Read more · all 8 permissions Show less

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description

SmartNaira provides Nigerians with a convenient and efficient way to access online loans, with flexible term options ranging from 91 days to 365 days. Quick, Hassle-Free Loan Services Need a loan urgently? SmartNaira offers an easy and fast loan application process. We've integrated fintech solutions to create a seamless lending experience, catering to your financial needs with simple eligibility criteria, special offers, and unrestricted use of funds. After approval, funds are directly deposited into your bank account. Get a Loan in 3 Simple Steps: 1. Register with your phone number; 2. Complete your personal details in just a few minutes; 3. Apply for the loan amount you need. Product Details: • Loan Tenure: 91 days to 120 days • Loan Amount: Up to NGN300,000 • Annual Percentage Rate (APR): 12% - 30% • Service Fees: 6% to 24%, monthly interest starting at 0.5% • No Hidden or Transaction Fees Example: For a 3-month loan of NGN40,000 with a 6% service fee and a 0.5% monthly interest rate, the APR is 12%. The total repayment amount would be NGN43,000. Your Privacy and Security We prioritize your privacy and ensure that your personal data is safe. We will never share your information with third parties. Contact Us: We’re here to assist you. Reach out anytime. • Email: [email protected]

What's new

What’s New in This Update: Comprehensive improvements to the user interaction experience for smoother and more responsive operation Fixed multiple known crash issues, significantly enhancing system stability and security Thank you for your continued support! We will keep improving to bring you an even better experience.

Growing in Finance

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