Sica Secure Lock

SicaSecure Lock is SICA Group's proprietary Mobile Device Management (MDM) solution designed for device financing and credit management programmes across East Africa. When you receive a smartphone or tablet on loan through a SICA Group financing partner, SicaSecure Lock ensures your repayment journey is simple, transparent, and fully automated — right from your device screen. HOW IT WORKS Your device displays your current loan status, today's instalment amount, and payment due date — always visible, always clear. Pay your daily or weekly instalment via M-Pesa, Tigopesa, Selcom, or other supported mobile money providers, and your device unlocks instantly upon payment confirmation. Miss a payment? The device enters a restricted mode that still allows emergency calls while prompting you to complete your installment. Once paid, full access is restored automatically no calls to customer service, no waiting. KEY FEATURES ✓ Real-time loan dashboard — see your balance, days paid, and days remaining at a glance ✓ Instant unlock — device access restored the moment your payment clears ✓ Multiple payment options — M-Pesa, Tigopesa, Selcom, and more ✓ Payment reminders — automatic notifications before your instalment is due ✓ Emergency access — calls to emergency services always available regardless of payment status ✓ Secure & tamper-resistant — enterprise-grade MDM to protect both you and your financing provider ✓ Transparent loan tracking — full repayment history and transaction records in-app FOR FINANCING PARTNERS SicaSecure Lock integrates directly with SICA Group's Digital Lending & Device Credit Management platform, enabling real-time IMEI tracking, remote device management, and automated collection workflows — reducing default rates and improving portfolio performance. SUPPORTED PROGRAMMES SicaSecure Lock is currently active in device financing programmes in Tanzania and Kenya, in partnership with financial institutions, MFIs, and device distributors operating under SICA Group's ecosystem. This app is intended for use only on devices enrolled in an active SICA Group device financing programme. For support, contact your financing provider or visit sicagroup.co.tz. SICA GROUP — Empowering Connectivity, Financing Your Future.