Loan Planner

Loan Planner helps you understand, plan, and pay off your loans faster — all on your device, with no accounts or cloud required. Whether you're taking a new home loan or already repaying one, Loan Planner gives you the numbers you need to make smarter decisions. ────────────────────────── PLAN NEW LOANS ────────────────────────── • Enter loan amount, interest rate, and tenure to instantly calculate your EMI • View a full month-by-month repayment schedule • See exactly how much goes to principal vs interest each month • Export the entire schedule to Excel (.xlsx) to save or share ────────────────────────── ANALYSE EXISTING LOANS ────────────────────────── • Enter your current balance, rate, and EMI to see your remaining tenure • Find out how much interest you'll pay if you continue as-is • Record EMI or interest rate changes and watch all schedules update instantly ────────────────────────── PAY OFF FASTER ────────────────────────── • See how much you save by paying 1 extra EMI per year • Enter any extra amount — monthly, quarterly, half-yearly, or annually • Set a target closure date and instantly see the extra payment needed • Compare all frequency options side by side ────────────────────────── TRACK YOUR EXTRA PAYMENTS ────────────────────────── • Enable tracking to get a checklist of every planned extra payment • Mark each payment as done — missed ones automatically recalculate your schedule • See your current balance, projected payoff date, and total missed amount at a glance • Set reminders so you never forget an extra payment ────────────────────────── MANAGE MULTIPLE LOANS ────────────────────────── • Save as many loans as you need — home, car, personal, education • Each loan stores its full history, tracked plan, and parameter changes • Backup and restore all your loans at any time ────────────────────────── PRIVACY FIRST ────────────────────────── • Everything is stored locally on your device • No account, no login, no internet required • Your financial data never leaves your phone ────────────────────────── CUSTOMISE YOUR EXPERIENCE ────────────────────────── • Choose from ₹ $ € £ ¥ currencys • 10 accent colour themes • Light, dark, or system theme ────────────────────────── FREE TO USE ────────────────────────── • Free with banner ads • One-time purchase to remove all ads forever • No subscription, no recurring charges