App Intel

Setto: Expense Sharing

LiveDynaforge Labs1 app · 77 installsFinanceFreecom.settoapp.setto

Split group bills smarter. Track debts, nudge friends & settle up.

Alert me★ WatchOpen in Play ↗
Total installs
77
exact · Play shows 50+
Installs / day
~2
est. · lifetime avg over 44 days
Rating
—★
— ratings · — reviews
Released
28 Aug 2026
1mo ago
Last update
7 Oct 2026
v1.0.28 · 4d ago
Countries
—
not checked yet

Install history

exact counter from Google Play
Not enough history yet — check back tomorrow
Not enough history yet — check back tomorrow

Installs per day · last 90 days

Not enough history yet — check back tomorrow

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Availability has not been checked for this app yet. “Check all countries” looks the app up in about 140 Google Play storefronts and shows where it is live, listed but not installable, or missing — plus any country-specific (custom) store listings.

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • No data shared with third parties
  • Collects data Personal info, Photos and videos and 3 others
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

16 in 8 groups
7 Sensitive4 Notable5 Routine

What this app can do with your phone

  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
  • See every contact saved on your phone, including names, numbers and emails
  • Read photos, videos, and other files saved in your phone's shared storage
  • Add, change or delete photos, videos and other files in your phone's storage
ContactsSensitive1

Access to the contacts saved on your phone

  • See every contact saved on your phone, including names, numbers and emailsread your contacts · READ_CONTACTS
Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
StorageSensitive2

Access to files, photos and media saved on your phone's storage

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
PhoneNotable1

Access to phone calls, call history, and voicemail

  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
OtherNotable7

Access to miscellaneous device features that don't fit other categories

  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Check with Google Play that you got this app legitimatelyGoogle Play license check · com.android.vending.CHECK_LICENSE
  • Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
Setto is a smart expense-sharing app for friends, roommates and travelers worldwide — split bills, track group debts and settle up without the awkwardness. No more IOUs. No more awkward asks. Whether you're splitting rent with roommates, tracking a trip, or dividing a dinner bill — Setto keeps everyone on the same page. ────────────────────────────── SPLIT SMARTER ────────────────────────────── • 4 split modes: Equal, Percentage, Exact amount, or Custom shares • Smart debt simplification — minimizes the number of transactions needed to settle up across all groups • Cross-group balance overview so you always know exactly who owes what ────────────────────────────── AI-POWERED EXPENSE ENTRY ────────────────────────────── • Smart Entry: type naturally ("500 for dinner with Rahul") and Setto fills in the details automatically • Voice input: speak your expense hands-free using the built-in mic • Receipt scanning: snap a photo and Setto extracts the merchant name and amount instantly (on-device, no data sent to cloud) ────────────────────────────── STAY IN THE LOOP ────────────────────────────── • Real-time activity feed across all your groups — expenses, edits, settlements and member events • Nudge friends who haven't settled — politely, with one tap (rate-limited to once per 72 hours) • Push notifications for new expenses, settlements and nudges ────────────────────────────── TRACK & REPORT ────────────────────────────── • Monthly spending chart with 6-month history • Category-wise spending breakdown with a visual pie chart • Export your data as PDF or CSV — share via WhatsApp or email • Set up recurring expenses (daily / weekly / monthly / yearly) so regular bills log themselves ────────────────────────────── BUILT FOR YOUR GROUPS ────────────────────────────── • Group types: Home, Trip, Couple, Other • Invite members via a shareable link or directly from your contacts • Custom group photos and names ────────────────────────────── OFFLINE-READY ────────────────────────────── • Add and view expenses even without an internet connection • Syncs automatically the moment you are back online ────────────────────────────── SECURE & PRIVATE ────────────────────────────── • Sign in with Google or your phone number (OTP) • All data protected by Firebase security rules • On-device AI — receipt scanning and smart entry run entirely on your phone • No financial data is ever sold or shared with third parties ────────────────────────────── Setto is free to use. Sign in with Google or your phone number and start splitting in seconds. Privacy Policy: https://www.getsetto.com/privacy Terms of Service: https://www.getsetto.com/terms Website: https://www.getsetto.com Support: [email protected]

What's new

Version - 1.0.28+64 More currencies - Pick from a wider set for trips and expenses, including AUD, CAD, SGD, AED, THB, and other travel-friendly options. Easier currency picker - One consistent currency sheet in setup, profile, trip settings, and when adding an expense; with smoother keyboard behaviour. Smarter expense categories - Voice and smart entry better understand everyday spend (e.g. groceries on a trip stay under Food, not Travel).

Growing in Finance

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