Settlement Guru

Settlement Guru helps people in India who are struggling with unsecured debt, such as credit card bills and personal loans, work towards a debt-free life through negotiated settlements with their banks and lenders. WHAT YOU CAN DO IN THE APP • Check your eligibility: use the savings calculator and ask for a free consultation, no account needed. • Enrol in a settlement programme: share your debt details and CIBIL report securely with our team. • Track your debts: see where each account stands, from overdue to legal handling, settlement offer and settled. • Follow your programme instalments: view your fee schedule and upcoming due dates. • Report harassment: if a recovery agent harasses you, record the agent's details, what happened, and photo or document evidence so our legal team can act on it. • Stay updated: get notifications about your case inside the app. • Talk to us: request a callback, chat on WhatsApp or contact our support team. HOW IT WORKS 1. Expert consultation: share your debt situation with us in confidence. We set up a communication shield that redirects recovery calls to our legal team. 2. Settlement negotiation: we negotiate directly with your banks and lenders. Once a settlement offer is agreed, you authorise the payment. 3. Financial freedom: complete your programme and close your settled accounts. GOOD TO KNOW • Settlement Guru is a debt settlement service. We do not lend money, and the app does not offer loans, credit or payment services. • Settlement results depend on your lenders and are not guaranteed. Settled accounts may be reported to credit bureaus as "settled", which can affect your credit score. • Your data is sent over encrypted connections and is used only to provide our service. It is never sold or shared with advertisers. Settlement Guru is a service of SettlementGuru Services Private Limited, Ghaziabad, Uttar Pradesh. The app is developed and published by Avy Overclocked Computing Pvt Ltd on its behalf. Support: [email protected]