Settl - Split Bills & Expenses

Settl splits bills and expenses with friends, roommates and groups — no account, no sign-up. Open it and start splitting. Rent, a group trip, a dinner bill: create a group, log an expense in seconds, and see exactly who owes what. WHY PEOPLE SWITCH TO SETTL - No expense limits — as many groups and as many expenses as you want - No account, no email, no login, ever - Works fully offline — no sync errors, no server to depend on - Your data stays on your device — nothing uploaded, nothing tracked - Export, backup and restore are included - An alternative to Splitwise and other bill splitting apps SPLIT IT HOWEVER IT ACTUALLY HAPPENED - Equally, by shares, by exact amounts, or by percentage - Someone skipped a round? Leave them out of that expense - Splits are checked to add up to the total — Settl refuses a split that doesn't reconcile rather than quietly rounding it MONEY THAT RECONCILES - Every amount is calculated in whole paise, so totals always add up - Splitting ₹10 three ways doesn't lose a paisa, and the leftover unit rotates instead of always landing on the same person - Works with 170+ currencies, including yen and dinar, which don't have two decimal places SETTLE UP AND CLOSE THE LOOP - Record payments, including partial ones - Get the minimum set of payments that clears every debt - Or turn simplification off and see exactly who owes whom, unchanged - Every suggested payment can explain where it came from SEE WHERE A NUMBER CAME FROM - Tap anyone to see what their balance is made of — what they paid, their share, what they sent and received - Set the date an expense actually happened, not when you typed it - Add notes for what the title has no room for FIX ANYTHING - Edit expenses, payments, member names and group names - Change a group's currency after creating it YOUR DATA IS YOURS - Share a summary as text, straight into the group chat - Export every expense and payment as CSV for Sheets or Excel - Full backup and restore, included PERFECT FOR - Group trips and vacations - Shared rent and household bills - Dinner and night-out bills - Road trips - Office lunch groups PRIVACY FIRST Your data never leaves your device. No cloud, no accounts, no tracking. A private bill splitting app that works offline, with every feature available to everyone. Download Settl and stop doing the mental math.