Selvam360

Selvam360 – Loans, Expenses & Chit Funds in One App "Loans, expenses, and chit—one calm workspace for real-world books." Selvam360 is a modern personal finance and record management app designed for individuals, families, small businesses, informal lenders, and chit fund operators. Instead of maintaining separate notebooks, spreadsheets, or multiple apps, Selvam360 brings all your financial records into one secure and organized workspace. Built with an offline-first approach, your data stays available even without internet access. Optional cloud sync helps you securely back up and access your records across devices. ━━━━━━━━━━━━━━━ LOAN TRACKER ━━━━━━━━━━━━━━━ Manage personal lending and borrower records with ease. • Create and manage customers • Track active and closed loans • Record principal and interest payments • Automatic monthly interest cycle calculations • Monitor outstanding balances • Due soon and overdue tracking • Quick payment recording • Loan summaries and dashboards • Excel import and export support • Home screen widget support (Android) • Loan due reminders and notifications Perfect for small lenders, households, and anyone managing informal loans. ━━━━━━━━━━━━━━━ EXPENSE TRACKER ━━━━━━━━━━━━━━━ Take control of personal and business finances. • Track expenses and income • Manage multiple accounts • Create spending budgets • Category-wise expense analysis • Monthly and weekly budgeting • Recurring transactions • Bill payment reminders • Spending trends and reports • Receipt photo attachment • JSON backup and restore • Cash, Bank, UPI, Wallet and Card tracking Get a clear picture of where your money goes every month. ━━━━━━━━━━━━━━━ CHIT TRACKER ━━━━━━━━━━━━━━━ Designed specifically for Indian and South Asian chit fund management. • Create and manage chit groups • Member management • Monthly contribution tracking • Auction and bidding management • Commission calculations • Ledger and cashflow reports • Internal loan management • Payment tracking • Group-wise reports • Agent, Member and Observer workflows Whether you run a small family chit or a large group, Selvam360 helps keep everything organized. ━━━━━━━━━━━━━━━ SMART DASHBOARDS ━━━━━━━━━━━━━━━ See important financial information at a glance. • Outstanding loan amounts • Upcoming collections • Monthly spending summaries • Budget progress • Chit payment status • Financial insights and trends ━━━━━━━━━━━━━━━ SECURE & PRIVATE ━━━━━━━━━━━━━━━ Your data belongs to you. • Offline-first architecture • Local device storage • Optional cloud backup • Secure account login • PIN-based app lock • Background data synchronization • Multi-device support ━━━━━━━━━━━━━━━ PERSONALIZATION ━━━━━━━━━━━━━━━ • Light and Dark themes • English, Tamil and Hindi support • Custom currency symbol settings • Notification preferences • Personalized financial experience ━━━━━━━━━━━━━━━ IMPORT, EXPORT & BACKUP ━━━━━━━━━━━━━━━ • Excel import and export • CSV support • Expense backup and restore • Cloud synchronization • Easy migration between devices ━━━━━━━━━━━━━━━ WHY SELVAM360? ━━━━━━━━━━━━━━━ Unlike traditional expense apps or loan trackers, Selvam360 combines: ✓ Loan Management ✓ Expense Tracking ✓ Chit Fund Management ✓ Offline Reliability ✓ Cloud Backup ✓ Secure Data Protection All inside one clean, modern, and easy-to-use application. Whether you're managing personal lending, household expenses, small business finances, or chit fund operations, Selvam360 helps you stay organized, informed, and in control. Track. Save. Grow.