MoneyCheckup

How healthy are your finances, really? MoneyCheckup turns that question into a clear number. Each month, record your assets, liabilities, income, and expenses. MoneyCheckup instantly calculates a financial health score from 0 to 100 — so you always know where you stand and whether you're moving in the right direction. WHAT YOU GET - A single financial health score (0–100), graded Healthy, Watch, or At risk - The ratios that matter: savings rate, liquidity (emergency-fund months), debt-to-asset, and debt-service ratio - A monitor graph that tracks your score over time — like a heartbeat for your money - Separate checkups for each person: yourself, your partner, your family - Net worth and monthly cash flow, calculated as you type BUILT TO BE SIMPLE - Guided sections for assets, liabilities, income, and expenses - Smart number fields with automatic thousand separators - Multi-currency support ($, €, £, ¥, ₹, Rp) - Clear formulas so you understand exactly how your score is calculated SHARE AND KEEP RECORDS - Export any checkup to Excel (.xlsx) - Print or save a full report as PDF - Your data is stored on your device and stays there WHO IT'S FOR Anyone who wants a quick, honest picture of their finances — whether you're building an emergency fund, paying down debt, growing your net worth, or simply keeping an eye on your money month to month. Small, fast, and distraction-free. No sign-up required. Note: MoneyCheckup is a personal self-assessment tool for educational purposes and does not provide financial advice. For decisions about your money, please consult a qualified professional.