RupeeTrail

RupeeTrail automatically captures your bank and UPI transactions from notifications — no typing, no account, no cloud. Review each capture in one tap. Your ledger stays current. Your data stays on your phone. AUTOMATIC CAPTURE Reads bank and UPI notifications — no SMS permission needed Smart filters skip OTPs, promotions, and balance alerts automatically One tap to confirm, edit, or discard each capture Works with HDFC, ICICI, SBI, Axis, Kotak, PhonePe, GPay, Paytm, and more PRIVATE BY DESIGN Data never leaves your phone — no account, no server needed AES-256 encrypted database, always on Notification text auto-purged after 30 days (configurable) The only network call: optional live exchange rates via an open-source public API EXPENSE TRACKING Track income and expenses across categories Budgets with rollover — unspent amounts carry forward each period Recurring transaction templates, materialized automatically Multi-currency with live or manual exchange rates 50 category icons across 6 themes — or create your own ANALYTICS Category spending breakdown with interactive donut chart Top merchants ranked by spend Monthly income vs expense trend chart Period comparison: this month vs last month Everything computed on-device — no ML model, no server BUILT FOR INDIA Designed for UPI, NEFT, IMPS, and Indian bank and credit cards INR as default currency; additional currencies supported: EUR, GBP, JPY, SGD, USD Configurable week start and month start day MORE Encrypted backup and restore — covers all data including archived items CSV export for spreadsheets App lock with biometric authentication (configurable)