Runway: Retirement Calculator

✈ Runway — India Retirement Withdrawal Calculator Finally — a retirement calculator built for India. Most retirement apps ask: "How much do I need to save?" Runway answers the harder question: "How long will my money last — and how much can I safely withdraw every month?" ── WHO IS THIS FOR ── • Indians aged 35–75 approaching or in retirement • FIRE (Financial Independence, Retire Early) community • NRIs with Indian retirement corpus • Anyone with mutual funds, PPF, EPF, NPS asking "am I ready?" ── 5 WITHDRAWAL STRATEGIES ── 🏰 Fort Knox (2.5%) — Ultra-conservative. Maximum corpus protection. Leaves a large estate. 🏠 Steady Ground (3.5%) — The India-adjusted 4% rule. Reliable, time-tested. ⚡ Flex Mode VPW (4.5%) — Variable Percentage Withdrawal. Higher income, adapts to markets. 🎯 Smart Guardrails GK (5%) — Guyton-Klinger rules. Adjusts payouts based on portfolio performance. 🔥 Full Throttle (5%) — Maximum withdrawal. For shorter horizons or pension-backed retirees. ── KEY FEATURES ── ✓ India-specific: built for 6% inflation, Indian income sources (pension, rent, part-time work) ✓ Corpus depletion chart — see exactly when (and if) your money runs out ✓ Year-by-year breakdown — tap any bar to see inflation-adjusted numbers for that year ✓ Compare all 5 strategies side-by-side ✓ Adjustable settings: inflation rate, portfolio return, time horizon ✓ 100% private — no account, no login, no data collected. Everything runs on your device. ── WHAT MAKES RUNWAY DIFFERENT ── Every other Indian retirement app only calculates accumulation — how much to save. Runway is the only app focused on the withdrawal phase: how to make your saved money last through retirement. ── DISCLAIMER ── Runway is an educational calculator, not financial advice. WiseWealth Studio is not registered with SEBI or any financial regulatory authority. Projections are hypothetical and based on user inputs. Always consult a SEBI-registered investment adviser before making retirement decisions.